Crbrospnl fld flw imag cistern at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,064.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,954.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$524.72 with United Healthcare vs $1,856.30 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $524.72 ↓ -51%
Anthem Blue Cross Blue Shield Colorado Medicare $540.95 ↓ -49%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $540.95 ↓ -49%
Medicare Traditional Medicare $540.95 ↓ -49%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $540.95 ↓ -49%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $540.95 ↓ -49%
Clear Spring Health Medicare Advantage $540.95 ↓ -49%
Medica Medicare Advantage $540.95 ↓ -49%
Longevity Medicare Advantage $557.18 ↓ -48%
Humana Medicare Advantage $557.18 ↓ -48%
Devoted Health Services Medicare Advantage $568.00 ↓ -47%
Assist Health Group AHG Specialty Network $649.14 ↓ -39%
Banner Health Banner Choice Plus/Banner Select $801.14 ↓ -25%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $848.21 ↓ -20%
Denver Health Medical Plan Commercial $966.84 ↓ -9%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $1,051.25 ↓ -1%
United Healthcare UHC Colorado Doctors Plan $1,172.40 ↑ +10%
Centivo Self-Funded $1,298.28 ↑ +22%
Hue Health, Inc Medicare Advantage $1,367.80 ↑ +28%
United Healthcare UHC Exchange $1,451.82 ↑ +36%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $1,531.70 ↑ +44%
United Healthcare Commercial $1,614.00 ↑ +52%
Medica Commercial $1,627.68 ↑ +53%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $1,649.96 ↑ +55%
Apostrophe, Inc. Commercial $1,660.90 ↑ +56%
Decent Health Commercial $1,660.90 ↑ +56%
Aetna Commercial $1,717.57 ↑ +61%
First Choice Health Network Commercial $1,758.60 ↑ +65%
Multiplan Commercial $1,836.76 ↑ +72%
First Choice of the Midwest Commercial $1,856.30 ↑ +74%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Crbrospnl fld flw imag cistern at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $965.28 $502.18 – $1,856.30
Sterling Regional Medical Center Sterling $467.65 $327.82 – $1,139.75
AdventHealth Porter Denver $5,433.40 $497.61 – $1,059.62
CENTRAL PARK ER, A PART OF ROSE DENVER $7,543.00 $75.74 – $1,101.15
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $10,842.50 $75.74 – $1,499.63
HCA HealthONE SKY RIDGE Lone Tree $13,412.00 $75.74 – $1,265.79
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $13,412.00 $75.74 – $2,155.38
HCA HealthONE MOUNTAIN RIDGE Thornton $8,762.20 $75.74 – $1,101.15

All Colorado hospitals for this procedure →