Cold agglutinin titer at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$10.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$58.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.82 with United Healthcare vs $55.10 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $7.82 ↓ -27%
Anthem Blue Cross Blue Shield Colorado Medicare $8.06 ↓ -25%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $8.06 ↓ -25%
Medica Medicare Advantage $8.06 ↓ -25%
Medicare Traditional Medicare $8.06 ↓ -25%
Clear Spring Health Medicare Advantage $8.06 ↓ -25%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $8.06 ↓ -25%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $8.06 ↓ -25%
Humana Medicare Advantage $8.30 ↓ -23%
Longevity Medicare Advantage $8.30 ↓ -23%
Devoted Health Services Medicare Advantage $8.46 ↓ -21%
Assist Health Group AHG Specialty Network $9.67 ↓ -10%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $12.64 ↑ +18%
Denver Health Medical Plan Commercial $14.41 ↑ +34%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $16.12 ↑ +50%
Centivo Self-Funded $19.34 ↑ +80%
Hue Health, Inc Medicare Advantage $20.55 ↑ +92%
Banner Health Banner Choice Plus/Banner Select $23.78 ↑ +122%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $31.20 ↑ +191%
United Healthcare UHC Colorado Doctors Plan $34.80 ↑ +224%
United Healthcare UHC Exchange $43.09 ↑ +302%
United Healthcare Commercial $47.91 ↑ +347%
Medica Commercial $48.31 ↑ +350%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $48.98 ↑ +356%
Decent Health Commercial $49.30 ↑ +359%
Apostrophe, Inc. Commercial $49.30 ↑ +359%
Aetna Commercial $50.98 ↑ +375%
First Choice Health Network Commercial $52.20 ↑ +386%
Multiplan Commercial $54.52 ↑ +408%
First Choice of the Midwest Commercial $55.10 ↑ +414%

Visitor-reported prices

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Cold agglutinin titer at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $15.49 $7.82 – $55.10
Sterling Regional Medical Center Sterling $23.61 $8.06 – $56.26
East Morgan County Hospital Brush $42.86 $24.44 – $56.26
AdventHealth Porter Denver $130.72 $7.90 – $14.91
HCA HealthONE SKY RIDGE Lone Tree $64.56 $4.61 – $19.59
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $64.56 $4.61 – $91.94
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $60.65 $4.72 – $19.59
HCA HealthONE MOUNTAIN RIDGE Thornton $298.99 $3.83 – $19.59

All Colorado hospitals for this procedure →