Chromo high res and frag x - sendout at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$23.91
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$172.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$55.33 with United Healthcare vs $163.40 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $55.33 | ↑ +131% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $57.04 | ↑ +139% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $57.04 | ↑ +139% |
| Medicare | Traditional Medicare | $57.04 | ↑ +139% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $57.04 | ↑ +139% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $57.04 | ↑ +139% |
| Clear Spring Health | Medicare Advantage | $57.04 | ↑ +139% |
| Medica | Medicare Advantage | $57.04 | ↑ +139% |
| Longevity | Medicare Advantage | $58.75 | ↑ +146% |
| Humana | Medicare Advantage | $58.75 | ↑ +146% |
| Devoted Health Services | Medicare Advantage | $59.89 | ↑ +150% |
| Assist Health Group | AHG Specialty Network | $68.45 | ↑ +186% |
| Banner Health | Banner Choice Plus/Banner Select | $70.52 | ↑ +195% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $89.44 | ↑ +274% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $92.54 | ↑ +287% |
| Denver Health Medical Plan | Commercial | $101.95 | ↑ +326% |
| United Healthcare | UHC Colorado Doctors Plan | $103.20 | ↑ +332% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $114.08 | ↑ +377% |
| Hue Health, Inc | Medicare Advantage | $120.40 | ↑ +404% |
| United Healthcare | UHC Exchange | $127.80 | ↑ +435% |
| Centivo | Self-Funded | $136.90 | ↑ +473% |
| United Healthcare | Commercial | $142.07 | ↑ +494% |
| Medica | Commercial | $143.28 | ↑ +499% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $145.24 | ↑ +507% |
| Decent Health | Commercial | $146.20 | ↑ +511% |
| Apostrophe, Inc. | Commercial | $146.20 | ↑ +511% |
| Aetna | Commercial | $151.19 | ↑ +532% |
| First Choice Health Network | Commercial | $154.80 | ↑ +547% |
| Multiplan | Commercial | $161.68 | ↑ +576% |
| First Choice of the Midwest | Commercial | $163.40 | ↑ +583% |
Visitor-reported prices
Comments
Chromo high res and frag x - sendout at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $74.30 | $44.20 – $163.40 |
| Sterling Regional Medical Center | Sterling | $52.98 | $47.99 – $166.84 |
| East Morgan County Hospital | Brush | $108.70 | $72.48 – $166.84 |
| AdventHealth Porter | Denver | $440.54 | $55.90 – $105.52 |
| HCA HealthONE AURORA | Aurora | $1,880.55 | $30.41 – $138.61 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $2,368.00 | $25.96 – $138.61 |
| HCA HealthONE SKY RIDGE | Lone Tree | $1,615.02 | $32.63 – $138.61 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $1,615.02 | $32.63 – $138.61 |