Chlamydia culture at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$10.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$71.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.01 with United Healthcare vs $67.45 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $19.01 ↑ +85%
Anthem Blue Cross Blue Shield Colorado Medicare $19.60 ↑ +90%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $19.60 ↑ +90%
Medicare Traditional Medicare $19.60 ↑ +90%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $19.60 ↑ +90%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $19.60 ↑ +90%
Clear Spring Health Medicare Advantage $19.60 ↑ +90%
Medica Medicare Advantage $19.60 ↑ +90%
Longevity Medicare Advantage $20.19 ↑ +96%
Humana Medicare Advantage $20.19 ↑ +96%
Devoted Health Services Medicare Advantage $20.58 ↑ +100%
Assist Health Group AHG Specialty Network $23.52 ↑ +128%
Banner Health Banner Choice Plus/Banner Select $29.11 ↑ +183%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $30.73 ↑ +198%
Denver Health Medical Plan Commercial $35.03 ↑ +240%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $38.20 ↑ +271%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $39.20 ↑ +281%
United Healthcare UHC Colorado Doctors Plan $42.60 ↑ +314%
Centivo Self-Funded $47.04 ↑ +357%
Hue Health, Inc Medicare Advantage $49.70 ↑ +383%
United Healthcare UHC Exchange $52.75 ↑ +412%
United Healthcare Commercial $58.65 ↑ +469%
Medica Commercial $59.14 ↑ +474%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $59.95 ↑ +482%
Apostrophe, Inc. Commercial $60.35 ↑ +486%
Decent Health Commercial $60.35 ↑ +486%
Aetna Commercial $62.41 ↑ +506%
First Choice Health Network Commercial $63.90 ↑ +520%
Multiplan Commercial $66.74 ↑ +548%
First Choice of the Midwest Commercial $67.45 ↑ +555%

Visitor-reported prices

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Chlamydia culture at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $19.81 $18.25 – $67.45
Sterling Regional Medical Center Sterling $30.53 $19.60 – $68.87
East Morgan County Hospital Brush $47.43 $29.92 – $68.87
AdventHealth Porter Denver $313.70 $19.21 – $36.26
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $590.60 $19.40 – $20.58
AdventHealth Littleton Littleton $313.70 $19.21 – $36.26
AdventHealth Avista Louisville $313.70 $19.21 – $36.26
AdventHealth Castle Rock Castle Rock $313.70 $19.21 – $36.26

All Colorado hospitals for this procedure →