healthcosts.net
Chest CT scan (with and without contrast) at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$535.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,377.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$173.54 with United Healthcare vs $1,308.15 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $173.54 | ↓ -68% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $178.91 | ↓ -67% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $178.91 | ↓ -67% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $178.91 | ↓ -67% |
| Clear Spring Health | Medicare Advantage | $178.91 | ↓ -67% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $178.91 | ↓ -67% |
| Medica | Medicare Advantage | $178.91 | ↓ -67% |
| Medicare | Traditional Medicare | $178.91 | ↓ -67% |
| Humana | Medicare Advantage | $184.28 | ↓ -66% |
| Longevity | Medicare Advantage | $184.28 | ↓ -66% |
| Devoted Health Services | Medicare Advantage | $187.86 | ↓ -65% |
| Assist Health Group | AHG Specialty Network | $214.69 | ↓ -60% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $280.53 | ↓ -48% |
| Denver Health Medical Plan | Commercial | $319.77 | ↓ -40% |
| Centivo | Self-Funded | $429.38 | ↓ -20% |
| Hue Health, Inc | Medicare Advantage | $456.22 | ↓ -15% |
| Banner Health | Banner Choice Plus/Banner Select | $564.57 | ↑ +5% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $605.00 | ↑ +13% |
| United Healthcare | UHC Colorado Doctors Plan | $690.00 | ↑ +29% |
| Aetna | Commercial | $700.00 | ↑ +31% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $742.00 | ↑ +39% |
| United Healthcare | UHC Exchange | $862.00 | ↑ +61% |
| United Healthcare | Commercial | $959.00 | ↑ +79% |
| Medica | Commercial | $1,147.04 | ↑ +114% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,162.74 | ↑ +117% |
| Apostrophe, Inc. | Commercial | $1,170.45 | ↑ +119% |
| Decent Health | Commercial | $1,170.45 | ↑ +119% |
| First Choice Health Network | Commercial | $1,239.30 | ↑ +131% |
| Multiplan | Commercial | $1,294.38 | ↑ +142% |
| First Choice of the Midwest | Commercial | $1,308.15 | ↑ +144% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Chest CT scan (with and without contrast) at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $459.92 | $88.40 – $1,308.15 |
| Sterling Regional Medical Center | Sterling | $615.33 | $178.91 – $2,210.63 |
| East Morgan County Hospital | Brush | $1,358.28 | $59.42 – $136.77 |