Cell function assay w/stim at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$75.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$408.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$131.78 with United Healthcare vs $387.60 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $131.78 | ↑ +75% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $135.86 | ↑ +80% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $135.86 | ↑ +80% |
| Medicare | Traditional Medicare | $135.86 | ↑ +80% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $135.86 | ↑ +80% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $135.86 | ↑ +80% |
| Clear Spring Health | Medicare Advantage | $135.86 | ↑ +80% |
| Medica | Medicare Advantage | $135.86 | ↑ +80% |
| Longevity | Medicare Advantage | $139.94 | ↑ +85% |
| Humana | Medicare Advantage | $139.94 | ↑ +85% |
| Devoted Health Services | Medicare Advantage | $142.65 | ↑ +89% |
| Assist Health Group | AHG Specialty Network | $163.03 | ↑ +116% |
| Banner Health | Banner Choice Plus/Banner Select | $167.28 | ↑ +122% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $213.03 | ↑ +182% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $219.50 | ↑ +191% |
| Denver Health Medical Plan | Commercial | $242.82 | ↑ +222% |
| United Healthcare | UHC Colorado Doctors Plan | $244.80 | ↑ +224% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $271.72 | ↑ +260% |
| Hue Health, Inc | Medicare Advantage | $285.60 | ↑ +278% |
| United Healthcare | UHC Exchange | $303.14 | ↑ +302% |
| Centivo | Self-Funded | $326.06 | ↑ +332% |
| United Healthcare | Commercial | $337.01 | ↑ +346% |
| Medica | Commercial | $339.86 | ↑ +350% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $344.52 | ↑ +356% |
| Decent Health | Commercial | $346.80 | ↑ +359% |
| Apostrophe, Inc. | Commercial | $346.80 | ↑ +359% |
| Aetna | Commercial | $358.63 | ↑ +375% |
| First Choice Health Network | Commercial | $367.20 | ↑ +386% |
| Multiplan | Commercial | $383.52 | ↑ +408% |
| First Choice of the Midwest | Commercial | $387.60 | ↑ +414% |
Visitor-reported prices
Comments
Cell function assay w/stim at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $108.94 | $104.86 – $387.60 |
| Sterling Regional Medical Center | Sterling | $166.06 | $113.83 – $395.76 |
| East Morgan County Hospital | Brush | $301.51 | $171.93 – $395.76 |
| AdventHealth Porter | Denver | $486.53 | $133.14 – $251.34 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $951.00 | $86.54 – $330.14 |
| AdventHealth Littleton | Littleton | $486.53 | $133.14 – $251.34 |
| AdventHealth Avista | Louisville | $486.53 | $133.14 – $251.34 |
| AdventHealth Castle Rock | Castle Rock | $486.53 | $133.14 – $251.34 |