Cdna analysis for variants at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$85.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$617.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$179.64 with United Healthcare vs $586.15 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $179.64 | ↑ +109% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $185.20 | ↑ +116% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $185.20 | ↑ +116% |
| Medicare | Traditional Medicare | $185.20 | ↑ +116% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $185.20 | ↑ +116% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $185.20 | ↑ +116% |
| Clear Spring Health | Medicare Advantage | $185.20 | ↑ +116% |
| Medica | Medicare Advantage | $185.20 | ↑ +116% |
| Longevity | Medicare Advantage | $190.76 | ↑ +122% |
| Humana | Medicare Advantage | $190.76 | ↑ +122% |
| Devoted Health Services | Medicare Advantage | $194.46 | ↑ +127% |
| Assist Health Group | AHG Specialty Network | $222.24 | ↑ +159% |
| Banner Health | Banner Choice Plus/Banner Select | $252.97 | ↑ +195% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $290.39 | ↑ +239% |
| Denver Health Medical Plan | Commercial | $331.01 | ↑ +286% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $331.95 | ↑ +287% |
| United Healthcare | UHC Colorado Doctors Plan | $370.20 | ↑ +332% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $370.40 | ↑ +332% |
| Hue Health, Inc | Medicare Advantage | $431.90 | ↑ +404% |
| Centivo | Self-Funded | $444.48 | ↑ +418% |
| United Healthcare | UHC Exchange | $458.43 | ↑ +435% |
| United Healthcare | Commercial | $509.64 | ↑ +494% |
| Medica | Commercial | $513.96 | ↑ +499% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $520.99 | ↑ +507% |
| Apostrophe, Inc. | Commercial | $524.45 | ↑ +512% |
| Decent Health | Commercial | $524.45 | ↑ +512% |
| Aetna | Commercial | $542.34 | ↑ +532% |
| First Choice Health Network | Commercial | $555.30 | ↑ +548% |
| Multiplan | Commercial | $579.98 | ↑ +576% |
| First Choice of the Midwest | Commercial | $586.15 | ↑ +583% |
Visitor-reported prices
Comments
Cdna analysis for variants at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $266.54 | $158.57 – $586.15 |
| Sterling Regional Medical Center | Sterling | $190.04 | $172.14 – $598.49 |
| AdventHealth Porter | Denver | $505.51 | $181.50 – $342.62 |
| HCA HealthONE SKY RIDGE | Lone Tree | $1,901.46 | $105.93 – $450.04 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $1,901.46 | $105.93 – $450.04 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $2,860.56 | $108.34 – $450.04 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | $1,047.15 | $87.88 – $450.04 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $723.64 | $183.35 – $194.46 |