Cath steerable flex adv 12f at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$2,158.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,265.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$579.33 with Banner Health vs $1,342.35 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $579.33 ↓ -73%
Assist Health Group AHG Specialty Network $706.50 ↓ -67%
Centivo Self-Funded $706.50 ↓ -67%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $760.19 ↓ -65%
United Healthcare UHC Colorado Doctors Plan $847.80 ↓ -61%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $904.74 ↓ -58%
Hue Health, Inc Medicare Advantage $989.10 ↓ -54%
United Healthcare UHC Exchange $1,049.86 ↓ -51%
United Healthcare Commercial $1,167.14 ↓ -46%
Medica Commercial $1,177.03 ↓ -45%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $1,193.14 ↓ -45%
Decent Health Commercial $1,201.05 ↓ -44%
Apostrophe, Inc. Commercial $1,201.05 ↓ -44%
Aetna Commercial $1,242.03 ↓ -42%
First Choice Health Network Commercial $1,271.70 ↓ -41%
Multiplan Commercial $1,328.22 ↓ -38%
First Choice of the Midwest Commercial $1,342.35 ↓ -38%

Visitor-reported prices

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Cath steerable flex adv 12f at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $2,733.17 $363.14 – $1,342.35
Sterling Regional Medical Center Sterling $4,604.70 $394.23 – $1,370.61
East Morgan County Hospital Brush $4,604.70 $595.44 – $1,370.61

All Colorado hospitals for this procedure →