Cardiolipin antibody iga at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$14.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$80.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.69 with United Healthcare vs $76.00 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $24.69 ↑ +67%
Anthem Blue Cross Blue Shield Colorado Medicare $25.45 ↑ +72%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $25.45 ↑ +72%
Medicare Traditional Medicare $25.45 ↑ +72%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $25.45 ↑ +72%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $25.45 ↑ +72%
Clear Spring Health Medicare Advantage $25.45 ↑ +72%
Medica Medicare Advantage $25.45 ↑ +72%
Longevity Medicare Advantage $26.21 ↑ +77%
Humana Medicare Advantage $26.21 ↑ +77%
Devoted Health Services Medicare Advantage $26.72 ↑ +81%
Assist Health Group AHG Specialty Network $30.54 ↑ +106%
Banner Health Banner Choice Plus/Banner Select $32.80 ↑ +122%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $39.91 ↑ +170%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $43.04 ↑ +191%
Denver Health Medical Plan Commercial $45.49 ↑ +207%
United Healthcare UHC Colorado Doctors Plan $48.00 ↑ +224%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $50.90 ↑ +244%
Hue Health, Inc Medicare Advantage $56.00 ↑ +278%
United Healthcare UHC Exchange $59.44 ↑ +302%
Centivo Self-Funded $61.08 ↑ +313%
United Healthcare Commercial $66.08 ↑ +346%
Medica Commercial $66.64 ↑ +350%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $67.55 ↑ +356%
Decent Health Commercial $68.00 ↑ +359%
Apostrophe, Inc. Commercial $68.00 ↑ +359%
Aetna Commercial $70.32 ↑ +375%
First Choice Health Network Commercial $72.00 ↑ +386%
Multiplan Commercial $75.20 ↑ +408%
First Choice of the Midwest Commercial $76.00 ↑ +414%

Visitor-reported prices

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Cardiolipin antibody iga at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $21.36 $20.56 – $76.00
Sterling Regional Medical Center Sterling $32.56 $22.32 – $77.60
East Morgan County Hospital Brush $59.12 $33.71 – $77.60
AdventHealth Porter Denver $46.82 $24.94 – $47.08
AdventHealth Littleton Littleton $46.82 $24.94 – $47.08
AdventHealth Avista Louisville $46.82 $24.94 – $47.08
AdventHealth Castle Rock Castle Rock $46.82 $24.94 – $47.08
AdventHealth Parker Parker $46.82 $24.94 – $47.08

All Colorado hospitals for this procedure →