Card MRI veloc flow mapping at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$193.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$434.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$177.94 with Banner Health vs $1,370.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $177.94 ↓ -8%
Assist Health Group AHG Specialty Network $217.00 ↑ +12%
Centivo Self-Funded $217.00 ↑ +12%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $229.45 ↑ +19%
Hue Health, Inc Medicare Advantage $303.80 ↑ +57%
Medica Commercial $361.52 ↑ +87%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $366.47 ↑ +89%
Decent Health Commercial $368.90 ↑ +91%
Apostrophe, Inc. Commercial $368.90 ↑ +91%
First Choice Health Network Commercial $390.60 ↑ +102%
Multiplan Commercial $407.96 ↑ +111%
First Choice of the Midwest Commercial $412.30 ↑ +113%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $867.00 ↑ +348%
Aetna Commercial $900.00 ↑ +365%
United Healthcare UHC Colorado Doctors Plan $987.00 ↑ +410%
United Healthcare UHC Exchange $1,234.00 ↑ +538%
United Healthcare Commercial $1,370.00 ↑ +608%

Visitor-reported prices

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Card MRI veloc flow mapping at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $175.21 $111.54 – $900.00
AdventHealth Porter Denver $386.71 $62.13 – $62.13
AdventHealth Littleton Littleton $386.71 $62.13 – $62.13
AdventHealth Avista Louisville $386.71 $62.13 – $62.13
AdventHealth Castle Rock Castle Rock $386.71 $62.13 – $62.13
AdventHealth Parker Parker $386.71 $62.13 – $62.13
HCA HealthONE AURORA Aurora not published $28.12 – $28.12
CENTRAL PARK ER, A PART OF ROSE DENVER not published $28.12 – $28.12

All Colorado hospitals for this procedure →