Calcium ionized at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$12.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$54.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.27 with United Healthcare vs $39.90 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $13.27 ↑ +8%
Anthem Blue Cross Blue Shield Colorado Medicare $13.68 ↑ +12%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $13.68 ↑ +12%
Medicare Traditional Medicare $13.68 ↑ +12%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $13.68 ↑ +12%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $13.68 ↑ +12%
Clear Spring Health Medicare Advantage $13.68 ↑ +12%
Medica Medicare Advantage $13.68 ↑ +12%
Longevity Medicare Advantage $14.09 ↑ +15%
Humana Medicare Advantage $14.09 ↑ +15%
Devoted Health Services Medicare Advantage $14.36 ↑ +17%
Assist Health Group AHG Specialty Network $16.42 ↑ +34%
Banner Health Banner Choice Plus/Banner Select $17.22 ↑ +40%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $21.45 ↑ +75%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $22.60 ↑ +84%
Denver Health Medical Plan Commercial $24.45 ↑ +99%
United Healthcare UHC Colorado Doctors Plan $25.20 ↑ +106%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $27.36 ↑ +123%
Hue Health, Inc Medicare Advantage $29.40 ↑ +140%
United Healthcare UHC Exchange $31.21 ↑ +155%
Centivo Self-Funded $32.83 ↑ +168%
United Healthcare Commercial $34.69 ↑ +183%
Medica Commercial $34.99 ↑ +185%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $35.46 ↑ +189%
Apostrophe, Inc. Commercial $35.70 ↑ +191%
Decent Health Commercial $35.70 ↑ +191%
Aetna Commercial $36.92 ↑ +201%
First Choice Health Network Commercial $37.80 ↑ +208%
Multiplan Commercial $39.48 ↑ +222%
First Choice of the Midwest Commercial $39.90 ↑ +225%

Visitor-reported prices

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Calcium ionized at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $12.42 $10.79 – $39.90
Sterling Regional Medical Center Sterling $42.57 $13.68 – $125.13
East Morgan County Hospital Brush $79.46 $20.65 – $47.53
AdventHealth Porter Denver $304.64 $13.41 – $25.31
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $326.00 $7.82 – $106.23
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $137.23 $13.54 – $39.14
AdventHealth Littleton Littleton $304.64 $13.41 – $25.31
AdventHealth Avista Louisville $304.64 $13.41 – $25.31

All Colorado hospitals for this procedure →