Brain image 4+ views at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$460.53
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$845.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$346.45 with Banner Health vs $1,298.28 with Centivo — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $346.45 | ↓ -25% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $454.61 | ↓ -1% |
| United Healthcare | UHC Colorado Doctors Plan | $507.00 | ↑ +10% |
| United Healthcare | UHC Medicare Advantage | $524.72 | ↑ +14% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $540.95 | ↑ +17% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $540.95 | ↑ +17% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $540.95 | ↑ +17% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $540.95 | ↑ +17% |
| Clear Spring Health | Medicare Advantage | $540.95 | ↑ +17% |
| Medica | Medicare Advantage | $540.95 | ↑ +17% |
| Medicare | Traditional Medicare | $540.95 | ↑ +17% |
| Humana | Medicare Advantage | $557.18 | ↑ +21% |
| Longevity | Medicare Advantage | $557.18 | ↑ +21% |
| Devoted Health Services | Medicare Advantage | $568.00 | ↑ +23% |
| Hue Health, Inc | Medicare Advantage | $591.50 | ↑ +28% |
| United Healthcare | UHC Exchange | $627.84 | ↑ +36% |
| Assist Health Group | AHG Specialty Network | $649.14 | ↑ +41% |
| United Healthcare | Commercial | $697.97 | ↑ +52% |
| Medica | Commercial | $703.88 | ↑ +53% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $713.52 | ↑ +55% |
| Apostrophe, Inc. | Commercial | $718.25 | ↑ +56% |
| Decent Health | Commercial | $718.25 | ↑ +56% |
| Aetna | Commercial | $742.75 | ↑ +61% |
| First Choice Health Network | Commercial | $760.50 | ↑ +65% |
| Multiplan | Commercial | $794.30 | ↑ +72% |
| First Choice of the Midwest | Commercial | $802.75 | ↑ +74% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $848.21 | ↑ +84% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $930.25 | ↑ +102% |
| Denver Health Medical Plan | Commercial | $966.84 | ↑ +110% |
| Centivo | Self-Funded | $1,298.28 | ↑ +182% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Brain image 4+ views at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $417.43 | $217.16 – $1,299.91 |
| HCA HealthONE SKY RIDGE | Lone Tree | $6,883.50 | $61.02 – $1,265.79 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $6,883.50 | $61.02 – $2,155.38 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | $8,925.49 | $61.02 – $1,101.15 |
| AdventHealth Porter | Denver | not published | $291.67 – $1,059.62 |
| HCA HealthONE AURORA | Aurora | not published | $61.02 – $1,174.29 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | not published | $61.02 – $1,101.15 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | not published | $61.02 – $1,499.63 |