Borrelia burgdorferi (lyme disease) antibody nonspecific at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$12.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$66.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.52 with United Healthcare vs $62.70 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $16.52 ↑ +35%
Anthem Blue Cross Blue Shield Colorado Medicare $17.03 ↑ +39%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $17.03 ↑ +39%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $17.03 ↑ +39%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $17.03 ↑ +39%
Clear Spring Health Medicare Advantage $17.03 ↑ +39%
Medicare Traditional Medicare $17.03 ↑ +39%
Medica Medicare Advantage $17.03 ↑ +39%
Humana Medicare Advantage $17.54 ↑ +44%
Longevity Medicare Advantage $17.54 ↑ +44%
Devoted Health Services Medicare Advantage $17.88 ↑ +46%
Assist Health Group AHG Specialty Network $20.44 ↑ +67%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $26.70 ↑ +119%
Banner Health Banner Choice Plus/Banner Select $27.06 ↑ +122%
Denver Health Medical Plan Commercial $30.44 ↑ +149%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $34.06 ↑ +179%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $35.51 ↑ +191%
United Healthcare UHC Colorado Doctors Plan $39.60 ↑ +224%
Centivo Self-Funded $40.87 ↑ +235%
Hue Health, Inc Medicare Advantage $43.43 ↑ +256%
United Healthcare UHC Exchange $49.04 ↑ +302%
United Healthcare Commercial $54.52 ↑ +347%
Medica Commercial $54.98 ↑ +350%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $55.73 ↑ +356%
Decent Health Commercial $56.10 ↑ +359%
Apostrophe, Inc. Commercial $56.10 ↑ +359%
Aetna Commercial $58.01 ↑ +375%
First Choice Health Network Commercial $59.40 ↑ +386%
Multiplan Commercial $62.04 ↑ +408%
First Choice of the Midwest Commercial $62.70 ↑ +414%

Visitor-reported prices

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Borrelia burgdorferi (lyme disease) antibody nonspecific at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $17.62 $16.52 – $62.70
Sterling Regional Medical Center Sterling $26.86 $17.03 – $64.02
East Morgan County Hospital Brush $48.77 $27.81 – $64.02
AdventHealth Porter Denver $366.15 $16.69 – $31.51
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $66.00 $16.86 – $48.73
AdventHealth Littleton Littleton $366.15 $16.69 – $31.51
AdventHealth Avista Louisville $366.15 $16.69 – $31.51
AdventHealth Castle Rock Castle Rock $366.15 $16.69 – $31.51

All Colorado hospitals for this procedure →