Bone/joint imaging ltd area at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,078.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,978.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$391.72 with United Healthcare vs $1,879.10 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $391.72 ↓ -64%
Anthem Blue Cross Blue Shield Colorado Medicare $403.83 ↓ -63%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $403.83 ↓ -63%
Medica Medicare Advantage $403.83 ↓ -63%
Medicare Traditional Medicare $403.83 ↓ -63%
Clear Spring Health Medicare Advantage $403.83 ↓ -63%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $403.83 ↓ -63%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $403.83 ↓ -63%
Humana Medicare Advantage $415.94 ↓ -61%
Longevity Medicare Advantage $415.94 ↓ -61%
Devoted Health Services Medicare Advantage $424.02 ↓ -61%
Assist Health Group AHG Specialty Network $484.60 ↓ -55%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $633.21 ↓ -41%
Denver Health Medical Plan Commercial $721.77 ↓ -33%
Banner Health Banner Choice Plus/Banner Select $810.98 ↓ -25%
Centivo Self-Funded $969.19 ↓ -10%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $1,028.75 ↓ -5%
Hue Health, Inc Medicare Advantage $1,029.77 ↓ -4%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $1,064.16 ↓ -1%
United Healthcare UHC Colorado Doctors Plan $1,186.80 ↑ +10%
United Healthcare UHC Exchange $1,469.65 ↑ +36%
United Healthcare Commercial $1,633.83 ↑ +52%
Medica Commercial $1,647.67 ↑ +53%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $1,670.22 ↑ +55%
Apostrophe, Inc. Commercial $1,681.30 ↑ +56%
Decent Health Commercial $1,681.30 ↑ +56%
Aetna Commercial $1,738.66 ↑ +61%
First Choice Health Network Commercial $1,780.20 ↑ +65%
Multiplan Commercial $1,859.32 ↑ +72%
First Choice of the Midwest Commercial $1,879.10 ↑ +74%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Bone/joint imaging ltd area at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $977.13 $392.21 – $1,879.10
Sterling Regional Medical Center Sterling $446.56 $313.04 – $1,088.34
East Morgan County Hospital Brush $650.76 $26.97 – $62.08
AdventHealth Porter Denver $3,446.38 $320.10 – $780.17
CENTRAL PARK ER, A PART OF ROSE DENVER $8,366.23 $69.33 – $848.52
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $2,181.50 $69.33 – $1,155.34
HCA HealthONE SKY RIDGE Lone Tree $11,150.00 $69.33 – $975.18
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $11,150.00 $69.33 – $2,155.38

All Colorado hospitals for this procedure →