Blood split unit at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$52.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$135.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.35 with Banner Health vs $342.02 with Centivo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $55.35 ↑ +5%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $72.63 ↑ +38%
United Healthcare UHC Colorado Doctors Plan $81.00 ↑ +54%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $86.44 ↑ +64%
Hue Health, Inc Medicare Advantage $94.50 ↑ +79%
United Healthcare UHC Exchange $100.31 ↑ +91%
United Healthcare Commercial $111.51 ↑ +112%
Medica Commercial $112.45 ↑ +114%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $113.99 ↑ +117%
Apostrophe, Inc. Commercial $114.75 ↑ +118%
Decent Health Commercial $114.75 ↑ +118%
Aetna Commercial $118.67 ↑ +125%
First Choice Health Network Commercial $121.50 ↑ +131%
Multiplan Commercial $126.90 ↑ +141%
First Choice of the Midwest Commercial $128.25 ↑ +144%
United Healthcare UHC Medicare Advantage $138.23 ↑ +163%
Anthem Blue Cross Blue Shield Colorado Medicare $142.51 ↑ +171%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $142.51 ↑ +171%
Clear Spring Health Medicare Advantage $142.51 ↑ +171%
Medica Medicare Advantage $142.51 ↑ +171%
Medicare Traditional Medicare $142.51 ↑ +171%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $142.51 ↑ +171%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $142.51 ↑ +171%
Longevity Medicare Advantage $146.79 ↑ +179%
Humana Medicare Advantage $146.79 ↑ +179%
Devoted Health Services Medicare Advantage $149.64 ↑ +184%
Assist Health Group AHG Specialty Network $171.01 ↑ +225%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $223.46 ↑ +324%
Denver Health Medical Plan Commercial $254.71 ↑ +384%
Centivo Self-Funded $342.02 ↑ +550%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital —

Visitor-reported prices

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Blood split unit at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $139.09 $13.88 – $342.43
East Morgan County Hospital Brush $31.00 $22.76 – $52.38
AdventHealth Porter Denver $1,845.84 not published
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $263.02 $240.75 – $250.89
AdventHealth Littleton Littleton $1,845.84 not published
AdventHealth Avista Louisville $1,845.84 not published
AdventHealth Castle Rock Castle Rock $1,845.84 not published
AdventHealth Parker Parker $1,845.84 not published

All Colorado hospitals for this procedure →