Biopsy of salivary gland 42400 at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$663.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,684.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$685.88 with United Healthcare vs $8,568.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $685.88 ↑ +3%
Banner Health Banner Choice Plus/Banner Select $690.44 ↑ +4%
Medica Medicare Advantage $707.09 ↑ +7%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $707.09 ↑ +7%
Anthem Blue Cross Blue Shield Colorado Medicare $707.09 ↑ +7%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $707.09 ↑ +7%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $707.09 ↑ +7%
Clear Spring Health Medicare Advantage $707.09 ↑ +7%
Medicare Traditional Medicare $707.09 ↑ +7%
Longevity Medicare Advantage $728.30 ↑ +10%
Humana Medicare Advantage $728.30 ↑ +10%
Devoted Health Services Medicare Advantage $742.44 ↑ +12%
Assist Health Group AHG Specialty Network $848.51 ↑ +28%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $1,108.72 ↑ +67%
Hue Health, Inc Medicare Advantage $1,178.80 ↑ +78%
Denver Health Medical Plan Commercial $1,263.78 ↑ +90%
Medica Commercial $1,402.77 ↑ +111%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $1,421.97 ↑ +114%
Decent Health Commercial $1,431.40 ↑ +116%
Apostrophe, Inc. Commercial $1,431.40 ↑ +116%
First Choice Health Network Commercial $1,515.60 ↑ +128%
Multiplan Commercial $1,582.96 ↑ +139%
First Choice of the Midwest Commercial $1,599.80 ↑ +141%
Centivo Self-Funded $1,697.02 ↑ +156%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $3,990.00 ↑ +501%
Aetna Commercial $8,568.00 ↑ +1191%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Biopsy of salivary gland 42400 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $752.75 $432.79 – $8,568.00
Sterling Regional Medical Center Sterling $689.27 $451.42 – $1,569.46
East Morgan County Hospital Brush $1,147.16 $47.20 – $108.64
AdventHealth Porter Denver $4,430.81 $94.83 – $1,381.94
AdventHealth Littleton Littleton $4,430.81 $94.83 – $1,381.94
AdventHealth Avista Louisville $4,430.81 $94.83 – $1,397.28
AdventHealth Castle Rock Castle Rock $4,430.81 $94.83 – $1,381.94
AdventHealth Parker Parker $4,430.81 $94.83 – $1,381.94

All Colorado hospitals for this procedure →