Apl(pml-rara) quant - sendout at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$86.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$622.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$201.09 with United Healthcare vs $590.90 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $201.09 ↑ +133%
Anthem Blue Cross Blue Shield Colorado Medicare $207.31 ↑ +140%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $207.31 ↑ +140%
Medicare Traditional Medicare $207.31 ↑ +140%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $207.31 ↑ +140%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $207.31 ↑ +140%
Clear Spring Health Medicare Advantage $207.31 ↑ +140%
Medica Medicare Advantage $207.31 ↑ +140%
Longevity Medicare Advantage $213.53 ↑ +147%
Humana Medicare Advantage $213.53 ↑ +147%
Devoted Health Services Medicare Advantage $217.68 ↑ +152%
Assist Health Group AHG Specialty Network $248.77 ↑ +188%
Banner Health Banner Choice Plus/Banner Select $255.02 ↑ +195%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $325.06 ↑ +276%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $334.64 ↑ +287%
Denver Health Medical Plan Commercial $370.53 ↑ +329%
United Healthcare UHC Colorado Doctors Plan $373.20 ↑ +332%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $414.62 ↑ +380%
Hue Health, Inc Medicare Advantage $435.40 ↑ +404%
United Healthcare UHC Exchange $462.15 ↑ +435%
Centivo Self-Funded $497.54 ↑ +475%
United Healthcare Commercial $513.77 ↑ +494%
Medica Commercial $518.13 ↑ +499%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $525.22 ↑ +507%
Decent Health Commercial $528.70 ↑ +511%
Apostrophe, Inc. Commercial $528.70 ↑ +511%
Aetna Commercial $546.74 ↑ +532%
First Choice Health Network Commercial $559.80 ↑ +547%
Multiplan Commercial $584.68 ↑ +576%
First Choice of the Midwest Commercial $590.90 ↑ +583%

Visitor-reported prices

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Apl(pml-rara) quant - sendout at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $268.70 $159.85 – $590.90
Sterling Regional Medical Center Sterling $191.58 $173.54 – $603.34
AdventHealth Porter Denver $526.37 $203.16 – $383.52
HCA HealthONE AURORA Aurora $2,288.97 $110.49 – $503.76
CENTRAL PARK ER, A PART OF ROSE DENVER $2,041.00 $94.32 – $503.76
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $1,559.08 $121.28 – $503.76
AdventHealth Littleton Littleton $526.37 $203.16 – $383.52
AdventHealth Avista Louisville $526.37 $203.16 – $383.52

All Colorado hospitals for this procedure →