Analysis gene f2 20210g>a variant at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$27.52
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$198.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$63.72 with United Healthcare vs $188.10 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $63.72 | ↑ +132% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $65.69 | ↑ +139% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $65.69 | ↑ +139% |
| Medicare | Traditional Medicare | $65.69 | ↑ +139% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $65.69 | ↑ +139% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $65.69 | ↑ +139% |
| Clear Spring Health | Medicare Advantage | $65.69 | ↑ +139% |
| Medica | Medicare Advantage | $65.69 | ↑ +139% |
| Longevity | Medicare Advantage | $67.66 | ↑ +146% |
| Humana | Medicare Advantage | $67.66 | ↑ +146% |
| Devoted Health Services | Medicare Advantage | $68.97 | ↑ +151% |
| Assist Health Group | AHG Specialty Network | $78.83 | ↑ +186% |
| Banner Health | Banner Choice Plus/Banner Select | $81.18 | ↑ +195% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $103.00 | ↑ +274% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $106.52 | ↑ +287% |
| Denver Health Medical Plan | Commercial | $117.41 | ↑ +327% |
| United Healthcare | UHC Colorado Doctors Plan | $118.80 | ↑ +332% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $131.38 | ↑ +377% |
| Hue Health, Inc | Medicare Advantage | $138.60 | ↑ +404% |
| United Healthcare | UHC Exchange | $147.11 | ↑ +435% |
| Centivo | Self-Funded | $157.66 | ↑ +473% |
| United Healthcare | Commercial | $163.55 | ↑ +494% |
| Medica | Commercial | $164.93 | ↑ +499% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $167.19 | ↑ +508% |
| Decent Health | Commercial | $168.30 | ↑ +512% |
| Apostrophe, Inc. | Commercial | $168.30 | ↑ +512% |
| Aetna | Commercial | $174.04 | ↑ +532% |
| First Choice Health Network | Commercial | $178.20 | ↑ +548% |
| Multiplan | Commercial | $186.12 | ↑ +576% |
| First Choice of the Midwest | Commercial | $188.10 | ↑ +584% |
Visitor-reported prices
Comments
Analysis gene f2 20210g>a variant at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $85.54 | $50.89 – $188.10 |
| Sterling Regional Medical Center | Sterling | $60.98 | $55.24 – $192.06 |
| East Morgan County Hospital | Brush | $125.14 | $83.44 – $192.06 |
| AdventHealth Porter | Denver | $736.34 | $64.38 – $121.53 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $1,536.00 | $29.89 – $159.63 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $711.50 | $41.85 – $159.63 |
| HCA HealthONE SKY RIDGE | Lone Tree | $927.68 | $37.58 – $159.63 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $927.68 | $37.58 – $159.63 |