An cholangiogram percutaneous compl at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$490.14
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,244.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$510.04 with Banner Health vs $12,545.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $510.04 | ↑ +4% |
| Hue Health, Inc | Medicare Advantage | $870.80 | ↑ +78% |
| Medica | Commercial | $1,036.25 | ↑ +111% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,050.43 | ↑ +114% |
| Decent Health | Commercial | $1,057.40 | ↑ +116% |
| Apostrophe, Inc. | Commercial | $1,057.40 | ↑ +116% |
| First Choice Health Network | Commercial | $1,119.60 | ↑ +128% |
| Multiplan | Commercial | $1,169.36 | ↑ +139% |
| First Choice of the Midwest | Commercial | $1,181.80 | ↑ +141% |
| United Healthcare | UHC Medicare Advantage | $3,440.23 | ↑ +602% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $3,546.63 | ↑ +624% |
| Clear Spring Health | Medicare Advantage | $3,546.63 | ↑ +624% |
| Medicare | Traditional Medicare | $3,546.63 | ↑ +624% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $3,546.63 | ↑ +624% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $3,546.63 | ↑ +624% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $3,546.63 | ↑ +624% |
| Medica | Medicare Advantage | $3,546.63 | ↑ +624% |
| Longevity | Medicare Advantage | $3,653.03 | ↑ +645% |
| Humana | Medicare Advantage | $3,653.03 | ↑ +645% |
| Devoted Health Services | Medicare Advantage | $3,723.96 | ↑ +660% |
| Assist Health Group | AHG Specialty Network | $4,255.96 | ↑ +768% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $5,561.12 | ↑ +1035% |
| Denver Health Medical Plan | Commercial | $6,338.89 | ↑ +1193% |
| Centivo | Self-Funded | $8,511.91 | ↑ +1637% |
| Aetna | Commercial | $8,568.00 | ↑ +1648% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $12,545.00 | ↑ +2459% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
An cholangiogram percutaneous compl at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $556.07 | $319.71 – $8,568.00 |
| Sterling Regional Medical Center | Sterling | $477.97 | $313.04 – $3,901.29 |
| East Morgan County Hospital | Brush | $795.50 | $62.37 – $143.56 |
| AdventHealth Porter | Denver | $5,096.69 | $122.81 – $6,987.28 |
| AdventHealth Littleton | Littleton | $5,096.69 | $122.81 – $6,987.28 |
| AdventHealth Avista | Louisville | $5,096.69 | $122.81 – $7,064.83 |
| AdventHealth Castle Rock | Castle Rock | $5,096.69 | $122.81 – $6,987.28 |
| AdventHealth Parker | Parker | $5,096.69 | $122.81 – $6,987.28 |