_afb org id by sequencing rflx ast-sendout at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$133.94
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$347.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$111.90 with United Healthcare vs $329.65 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $111.90 | ↓ -16% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $115.36 | ↓ -14% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $115.36 | ↓ -14% |
| Medicare | Traditional Medicare | $115.36 | ↓ -14% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $115.36 | ↓ -14% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $115.36 | ↓ -14% |
| Clear Spring Health | Medicare Advantage | $115.36 | ↓ -14% |
| Medica | Medicare Advantage | $115.36 | ↓ -14% |
| Longevity | Medicare Advantage | $118.82 | ↓ -11% |
| Humana | Medicare Advantage | $118.82 | ↓ -11% |
| Devoted Health Services | Medicare Advantage | $121.13 | ↓ -10% |
| Assist Health Group | AHG Specialty Network | $138.43 | ↑ +3% |
| Banner Health | Banner Choice Plus/Banner Select | $142.27 | ↑ +6% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $180.88 | ↑ +35% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $186.69 | ↑ +39% |
| Denver Health Medical Plan | Commercial | $206.18 | ↑ +54% |
| United Healthcare | UHC Colorado Doctors Plan | $208.20 | ↑ +55% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $230.72 | ↑ +72% |
| Hue Health, Inc | Medicare Advantage | $242.90 | ↑ +81% |
| United Healthcare | UHC Exchange | $257.82 | ↑ +92% |
| Centivo | Self-Funded | $276.86 | ↑ +107% |
| United Healthcare | Commercial | $286.62 | ↑ +114% |
| Medica | Commercial | $289.05 | ↑ +116% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $293.01 | ↑ +119% |
| Decent Health | Commercial | $294.95 | ↑ +120% |
| Apostrophe, Inc. | Commercial | $294.95 | ↑ +120% |
| Aetna | Commercial | $305.01 | ↑ +128% |
| First Choice Health Network | Commercial | $312.30 | ↑ +133% |
| Multiplan | Commercial | $326.18 | ↑ +144% |
| First Choice of the Midwest | Commercial | $329.65 | ↑ +146% |
Visitor-reported prices
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_afb org id by sequencing rflx ast-sendout at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $146.78 | $89.18 – $329.65 |
| Sterling Regional Medical Center | Sterling | $183.22 | $96.81 – $336.59 |
| East Morgan County Hospital | Brush | $231.80 | $146.23 – $336.59 |
| AdventHealth Porter | Denver | $408.37 | $113.05 – $213.42 |
| HCA HealthONE AURORA | Aurora | $2,500.17 | $61.48 – $280.32 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $2,762.00 | $52.49 – $280.32 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $2,650.75 | $73.48 – $280.32 |
| HCA HealthONE SKY RIDGE | Lone Tree | $2,570.91 | $65.98 – $280.32 |