_afb id by dna probe rflx ast at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$10.58
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$73.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$19.45 with United Healthcare vs $69.35 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $19.45 | ↑ +84% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $20.05 | ↑ +90% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $20.05 | ↑ +90% |
| Medicare | Traditional Medicare | $20.05 | ↑ +90% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $20.05 | ↑ +90% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $20.05 | ↑ +90% |
| Clear Spring Health | Medicare Advantage | $20.05 | ↑ +90% |
| Medica | Medicare Advantage | $20.05 | ↑ +90% |
| Longevity | Medicare Advantage | $20.65 | ↑ +95% |
| Humana | Medicare Advantage | $20.65 | ↑ +95% |
| Devoted Health Services | Medicare Advantage | $21.05 | ↑ +99% |
| Assist Health Group | AHG Specialty Network | $24.06 | ↑ +127% |
| Banner Health | Banner Choice Plus/Banner Select | $29.93 | ↑ +183% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $31.44 | ↑ +197% |
| Denver Health Medical Plan | Commercial | $35.84 | ↑ +239% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $39.27 | ↑ +271% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $40.10 | ↑ +279% |
| United Healthcare | UHC Colorado Doctors Plan | $43.80 | ↑ +314% |
| Centivo | Self-Funded | $48.12 | ↑ +355% |
| Hue Health, Inc | Medicare Advantage | $51.10 | ↑ +383% |
| United Healthcare | UHC Exchange | $54.24 | ↑ +413% |
| United Healthcare | Commercial | $60.30 | ↑ +470% |
| Medica | Commercial | $60.81 | ↑ +475% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $61.64 | ↑ +483% |
| Apostrophe, Inc. | Commercial | $62.05 | ↑ +486% |
| Decent Health | Commercial | $62.05 | ↑ +486% |
| Aetna | Commercial | $64.17 | ↑ +507% |
| First Choice Health Network | Commercial | $65.70 | ↑ +521% |
| Multiplan | Commercial | $68.62 | ↑ +549% |
| First Choice of the Midwest | Commercial | $69.35 | ↑ +555% |
Visitor-reported prices
Comments
_afb id by dna probe rflx ast at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $20.37 | $18.76 – $69.35 |
| Sterling Regional Medical Center | Sterling | $31.39 | $20.05 – $70.81 |
| East Morgan County Hospital | Brush | $48.76 | $30.76 – $70.81 |
| AdventHealth Porter | Denver | $310.99 | $19.65 – $37.09 |
| HCA HealthONE AURORA | Aurora | $245.53 | $10.68 – $48.72 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $855.00 | $9.12 – $48.72 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $809.00 | $12.77 – $48.72 |
| HCA HealthONE SKY RIDGE | Lone Tree | $92.23 | $11.47 – $48.72 |