Acute hepatitis panel at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$32.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$143.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.20 with United Healthcare vs $135.85 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $46.20 ↑ +42%
Anthem Blue Cross Blue Shield Colorado Medicare $47.63 ↑ +47%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $47.63 ↑ +47%
Medicare Traditional Medicare $47.63 ↑ +47%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $47.63 ↑ +47%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $47.63 ↑ +47%
Clear Spring Health Medicare Advantage $47.63 ↑ +47%
Medica Medicare Advantage $47.63 ↑ +47%
Longevity Medicare Advantage $49.06 ↑ +51%
Humana Medicare Advantage $49.06 ↑ +51%
Devoted Health Services Medicare Advantage $50.01 ↑ +54%
Assist Health Group AHG Specialty Network $57.16 ↑ +76%
Banner Health Banner Choice Plus/Banner Select $58.63 ↑ +81%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $74.68 ↑ +130%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $76.93 ↑ +137%
Denver Health Medical Plan Commercial $85.13 ↑ +162%
United Healthcare UHC Colorado Doctors Plan $85.80 ↑ +164%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $95.26 ↑ +193%
Hue Health, Inc Medicare Advantage $100.10 ↑ +208%
United Healthcare UHC Exchange $106.25 ↑ +227%
Centivo Self-Funded $114.31 ↑ +252%
United Healthcare Commercial $118.12 ↑ +264%
Medica Commercial $119.12 ↑ +267%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $120.75 ↑ +272%
Decent Health Commercial $121.55 ↑ +274%
Apostrophe, Inc. Commercial $121.55 ↑ +274%
Aetna Commercial $125.70 ↑ +287%
First Choice Health Network Commercial $128.70 ↑ +296%
Multiplan Commercial $134.42 ↑ +314%
First Choice of the Midwest Commercial $135.85 ↑ +319%

Visitor-reported prices

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Acute hepatitis panel at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $32.89 $36.75 – $135.85
Sterling Regional Medical Center Sterling $82.83 $47.63 – $243.47
East Morgan County Hospital Brush $154.62 $105.77 – $243.47
AdventHealth Porter Denver $762.78 $46.68 – $88.12
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $844.14 $47.15 – $50.01
AdventHealth Littleton Littleton $762.78 $46.68 – $88.12
AdventHealth Avista Louisville $762.78 $46.68 – $88.12
AdventHealth Castle Rock Castle Rock $762.78 $46.68 – $88.12

All Colorado hospitals for this procedure →