Ablation cardiac vagal inputs atrium at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$4,240.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,626.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$152.52 with United Healthcare vs $3,344.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $152.52 ↓ -96%
Anthem Blue Cross Blue Shield Colorado Medicare $157.24 ↓ -96%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $157.24 ↓ -96%
Medica Medicare Advantage $157.24 ↓ -96%
Medicare Traditional Medicare $157.24 ↓ -96%
Clear Spring Health Medicare Advantage $157.24 ↓ -96%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $157.24 ↓ -96%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $157.24 ↓ -96%
Humana Medicare Advantage $161.96 ↓ -96%
Longevity Medicare Advantage $161.96 ↓ -96%
Devoted Health Services Medicare Advantage $165.10 ↓ -96%
Assist Health Group AHG Specialty Network $188.69 ↓ -96%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $246.55 ↓ -94%
Denver Health Medical Plan Commercial $281.04 ↓ -93%
Centivo Self-Funded $377.38 ↓ -91%
Hue Health, Inc Medicare Advantage $400.96 ↓ -91%
Banner Health Banner Choice Plus/Banner Select $1,207.45 ↓ -72%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $1,885.68 ↓ -56%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $1,980.00 ↓ -53%
United Healthcare UHC Colorado Doctors Plan $2,408.00 ↓ -43%
Medica Commercial $2,453.18 ↓ -42%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $2,486.76 ↓ -41%
Apostrophe, Inc. Commercial $2,503.25 ↓ -41%
Decent Health Commercial $2,503.25 ↓ -41%
Aetna Commercial $2,588.66 ↓ -39%
First Choice Health Network Commercial $2,650.50 ↓ -37%
Multiplan Commercial $2,768.30 ↓ -35%
First Choice of the Midwest Commercial $2,797.75 ↓ -34%
United Healthcare UHC Exchange $3,011.00 ↓ -29%
United Healthcare Commercial $3,344.00 ↓ -21%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ablation cardiac vagal inputs atrium at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $2,126.95 $120.28 – $2,588.66
AdventHealth Porter Denver $9,830.77 $133.02 – $251.11
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $469.38 $240.36 – $250.48
HCA HealthONE SKY RIDGE Lone Tree $654.76 $240.36 – $250.48
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $654.76 $240.36 – $250.48
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $8,712.08 $240.36 – $250.48
AdventHealth Littleton Littleton $9,830.77 $133.02 – $251.11
AdventHealth Avista Louisville $9,830.77 $134.50 – $253.90

All Colorado hospitals for this procedure →