Surgical pathology level 4 gross & microscopic examination at AdventHealth Porter

2525 S Downing St, Denver, CO · AdventHealth · · NPI 1801800594

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$612.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$612.19

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$53.87 with Unitedhealthcare vs $114.15 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Unitedhealthcare Medicare Managed Care Plan $53.87 ↓ -91%
Aetna Medicare Managed Care Plan $54.97 ↓ -91%
Bcbs Medicare Managed Care Plan $55.52 ↓ -91%
Cigna Healthspring Medicare Managed Care Plan $56.07 ↓ -91%
Aetna Whole Health Other Commercial Plan $64.24 ↓ -90%
Bcbs All Commercial Plans $65.68 ↓ -89%
Aetna Medical Rental Other Commercial Plan $70.33 ↓ -89%
Unitedhealthcare Hmo/Ppo $74.64 ↓ -88%
Unitedhealthcare Colorado Doctors Epo $74.64 ↓ -88%
Unitedhealthcare Navigate/Core/Charter/Nexusaco Other Commercial Plan $74.64 ↓ -88%
Unitedhealthcare Select Colorado Other Commercial Plan $74.64 ↓ -88%
Aetna Hmo/Ppo $80.30 ↓ -87%
Selecthealth Hmo/Pos $101.70 ↓ -83%
Cigna Local Plus Other Commercial Plan $108.49 ↓ -82%
Cigna Open Choice Hmo/Ppo $114.15 ↓ -81%

Visitor-reported prices

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Surgical pathology level 4 gross & microscopic examination at other Colorado hospitals

Hospital City Cash price Negotiated range
CENTRAL PARK ER, A PART OF ROSE DENVER $729.00 $16.04 – $120.92
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $1,014.16 $49.76 – $86.89
Banner Fort Collins Medical Center Fort Collins $100.12 $52.09 – $195.70
Banner North Colorado Medical Center - Loveland Campus Loveland $86.93 $52.15 – $195.70
Sterling Regional Medical Center Sterling $53.24 $30.13 – $104.76
East Morgan County Hospital Brush $66.53 $45.51 – $104.76
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $1,004.92 $20.62 – $120.92
HCA HealthONE MOUNTAIN RIDGE Thornton $2,004.78 $16.72 – $120.92

All Colorado hospitals for this procedure →