Warde 3008005 oligoclonal bands at East Morgan County Hospital

2400 Edison Street, Brush, CO · Banner Health · · NPI 1699708743

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$51.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$83.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.98 with Pinnacol Assurance Workers Comp vs $80.51 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $34.98 ↓ -32%
Clear Spring Health Medicare Advantage $35.69 ↓ -30%
Medicare Traditional Medicare $35.69 ↓ -30%
TriWest Healthcare Alliance Corp - VA CCN Tricare $35.69 ↓ -30%
Aetna Medicare Advantage $35.69 ↓ -30%
Banner Health Banner Choice Plus/Banner Select $35.69 ↓ -30%
Medica Medicare Advantage $35.69 ↓ -30%
Anthem Blue Cross Blue Shield Colorado Medicare $35.69 ↓ -30%
United Healthcare UHC Medicare Advantage $35.69 ↓ -30%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $35.69 ↓ -30%
Longevity Medicare Advantage $36.76 ↓ -28%
Humana Medicare Advantage $37.83 ↓ -26%
Devoted Health Services Medicare Advantage $39.26 ↓ -23%
United Healthcare Nebraska Medicaid/CHIP $39.84 ↓ -22%
Assist Health Group AHG Specialty Network $42.83 ↓ -16%
Anthem Blue Cross Blue Shield Colorado Pathway $62.52 ↑ +22%
Denver Health Medical Plan Commercial $66.40 ↑ +30%
Medica Commercial $69.14 ↑ +35%
United Healthcare UHC Navigate/Colorado Doctors Plan $71.80 ↑ +40%
Apostrophe, Inc. Commercial $74.70 ↑ +46%
First Choice Health Network Commercial $74.70 ↑ +46%
Aetna Commercial/Medical Rental $77.19 ↑ +51%
United Healthcare Commercial $77.19 ↑ +51%
Hue Health, Inc Medicare Advantage $78.85 ↑ +54%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $78.85 ↑ +54%
Multiplan Commercial $80.51 ↑ +57%

Visitor-reported prices

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Warde 3008005 oligoclonal bands at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $18.84 $26.57 – $78.85
Banner North Colorado Medical Center - Loveland Campus Loveland $19.09 $21.33 – $78.85
Sterling Regional Medical Center Sterling $27.39 $23.16 – $80.51
AdventHealth Porter Denver $319.84 $26.84 – $50.67
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $272.00 $17.44 – $66.56
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $947.48 $16.02 – $66.56
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $165.00 $27.12 – $28.76
AdventHealth Littleton Littleton $319.84 $26.84 – $50.67

All Colorado hospitals for this procedure →