Ot evaluation moderate complexity patient/family at East Morgan County Hospital

2400 Edison Street, Brush, CO · Banner Health · · NPI 1699708743

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$196.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$252.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$106.19 with Pinnacol Assurance Workers Comp vs $244.44 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $106.19 ↓ -46%
Clear Spring Health Medicare Advantage $108.36 ↓ -45%
Medicare Traditional Medicare $108.36 ↓ -45%
TriWest Healthcare Alliance Corp - VA CCN Tricare $108.36 ↓ -45%
Aetna Medicare Advantage $108.36 ↓ -45%
Banner Health Banner Choice Plus/Banner Select $108.36 ↓ -45%
Medica Medicare Advantage $108.36 ↓ -45%
Anthem Blue Cross Blue Shield Colorado Medicare $108.36 ↓ -45%
United Healthcare UHC Medicare Advantage $108.36 ↓ -45%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $108.36 ↓ -45%
Longevity Medicare Advantage $111.61 ↓ -43%
Humana Medicare Advantage $114.86 ↓ -42%
Devoted Health Services Medicare Advantage $119.20 ↓ -39%
United Healthcare Nebraska Medicaid/CHIP $120.96 ↓ -39%
Assist Health Group AHG Specialty Network $130.03 ↓ -34%
Anthem Blue Cross Blue Shield Colorado Pathway $189.81 ↓ -4%
Denver Health Medical Plan Commercial $201.60 ↑ +2%
Medica Commercial $209.92 ↑ +7%
United Healthcare UHC Navigate/Colorado Doctors Plan $217.98 ↑ +11%
Apostrophe, Inc. Commercial $226.80 ↑ +15%
First Choice Health Network Commercial $226.80 ↑ +15%
Aetna Commercial/Medical Rental $234.36 ↑ +19%
United Healthcare Commercial $234.36 ↑ +19%
Hue Health, Inc Medicare Advantage $239.40 ↑ +22%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $239.40 ↑ +22%
Multiplan Commercial $244.44 ↑ +24%

Visitor-reported prices

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Ot evaluation moderate complexity patient/family at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $139.55 $160.72 – $372.40
Banner North Colorado Medical Center - Loveland Campus Loveland $152.10 $88.40 – $372.40
Sterling Regional Medical Center Sterling $104.33 $70.31 – $244.44
AdventHealth Porter Denver $844.12 $102.12 – $192.77
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $1,730.00 $89.27 – $129.44
HCA HealthONE MOUNTAIN RIDGE Thornton $980.22 $90.78 – $96.28
AdventHealth Littleton Littleton $844.12 $102.12 – $192.77
AdventHealth Avista Louisville $844.12 $102.12 – $192.77

All Colorado hospitals for this procedure →