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New Patient Office Visit (level 2) at East Morgan County Hospital

2400 Edison Street, Brush, CO · Banner Health · · NPI 1699708743

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$513.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$557.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.89 with Pinnacol Assurance Workers Comp vs $130.95 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $56.89 ↓ -89%
Aetna Medicare Advantage $58.05 ↓ -89%
Anthem Blue Cross Blue Shield Colorado Medicare $58.05 ↓ -89%
Banner Health Banner Choice Plus/Banner Select $58.05 ↓ -89%
Clear Spring Health Medicare Advantage $58.05 ↓ -89%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $58.05 ↓ -89%
Medica Medicare Advantage $58.05 ↓ -89%
Medicare Traditional Medicare $58.05 ↓ -89%
TriWest Healthcare Alliance Corp - VA CCN Tricare $58.05 ↓ -89%
United Healthcare UHC Medicare Advantage $58.05 ↓ -89%
Longevity Medicare Advantage $59.79 ↓ -88%
Humana Medicare Advantage $61.53 ↓ -88%
Devoted Health Services Medicare Advantage $63.85 ↓ -88%
United Healthcare Nebraska Medicaid/CHIP $64.80 ↓ -87%
Assist Health Group AHG Specialty Network $69.66 ↓ -86%
Anthem Blue Cross Blue Shield Colorado Pathway $101.68 ↓ -80%
Denver Health Medical Plan Commercial $108.00 ↓ -79%
Medica Commercial $112.45 ↓ -78%
United Healthcare UHC Navigate/Colorado Doctors Plan $116.78 ↓ -77%
Apostrophe, Inc. Commercial $121.50 ↓ -76%
First Choice Health Network Commercial $121.50 ↓ -76%
Aetna Commercial/Medical Rental $125.55 ↓ -76%
United Healthcare Commercial $125.55 ↓ -76%
Hue Health, Inc Medicare Advantage $128.25 ↓ -75%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $128.25 ↓ -75%
Multiplan Commercial $130.95 ↓ -74%

Visitor-reported prices

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New Patient Office Visit (level 2) at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $378.21 $71.75 – $252.01
Banner North Colorado Medical Center - Loveland Campus Loveland $453.11 $44.98 – $252.01
Sterling Regional Medical Center Sterling $421.09 $37.66 – $130.95

All Colorado hospitals for this procedure →