Aqua therapy w/exercise/ea 15 min 97113 at East Morgan County Hospital

2400 Edison Street, Brush, CO · Banner Health · · NPI 1699708743

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$76.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$110.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.35 with Pinnacol Assurance Workers Comp vs $106.70 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $46.35 ↓ -39%
Aetna Medicare Advantage $47.30 ↓ -38%
Anthem Blue Cross Blue Shield Colorado Medicare $47.30 ↓ -38%
United Healthcare UHC Medicare Advantage $47.30 ↓ -38%
Medicare Traditional Medicare $47.30 ↓ -38%
Banner Health Banner Choice Plus/Banner Select $47.30 ↓ -38%
Clear Spring Health Medicare Advantage $47.30 ↓ -38%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $47.30 ↓ -38%
TriWest Healthcare Alliance Corp - VA CCN Tricare $47.30 ↓ -38%
Medica Medicare Advantage $47.30 ↓ -38%
Longevity Medicare Advantage $48.72 ↓ -36%
Humana Medicare Advantage $50.14 ↓ -34%
Devoted Health Services Medicare Advantage $52.03 ↓ -32%
United Healthcare Nebraska Medicaid/CHIP $52.80 ↓ -31%
Assist Health Group AHG Specialty Network $56.76 ↓ -26%
Anthem Blue Cross Blue Shield Colorado Pathway $82.85 ↑ +8%
Denver Health Medical Plan Commercial $88.00 ↑ +15%
Medica Commercial $91.63 ↑ +20%
United Healthcare UHC Navigate/Colorado Doctors Plan $95.15 ↑ +24%
First Choice Health Network Commercial $99.00 ↑ +29%
Apostrophe, Inc. Commercial $99.00 ↑ +29%
United Healthcare Commercial $102.30 ↑ +34%
Aetna Commercial/Medical Rental $102.30 ↑ +34%
Hue Health, Inc Medicare Advantage $104.50 ↑ +37%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $104.50 ↑ +37%
Multiplan Commercial $106.70 ↑ +40%

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $21.80 $64.78 – $298.00
Banner North Colorado Medical Center - Loveland Campus Loveland $75.21 $40.61 – $298.00
Sterling Regional Medical Center Sterling $75.46 $30.69 – $106.70
AdventHealth Porter Denver $178.73 $37.75 – $71.26
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $337.04 $33.56 – $35.59
AdventHealth Littleton Littleton $178.73 $37.75 – $71.26
AdventHealth Avista Louisville $178.73 $37.75 – $71.26
AdventHealth Castle Rock Castle Rock $178.73 $37.75 – $71.26

All Colorado hospitals for this procedure →