Lower Back (Lumbar Spine) MRI (without contrast) at Woodland Memorial Hospital

1325 Cottonwood St, Woodland, CA · CommonSpirit Health · · NPI 1922116037

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,426.45

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,206.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$266.80 with BCBS - Anthem vs $10,686.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|> 21 $266.80 ↓ -81%
United Medicaid|< 21 $266.80 ↓ -81%
United Medicaid|> 21 $266.80 ↓ -81%
BCBS - Anthem Medicaid|< 21 $266.80 ↓ -81%
BCBS - Anthem Medicare|All Plans $299.53 ↓ -79%
Aetna Medicare|All Plans $317.64 ↓ -78%
Blue Shield CA Medicare|All Plans $317.64 ↓ -78%
Connected Care Commercial|Intel $317.64 ↓ -78%
Molina Medicare|All Plans $317.64 ↓ -78%
Kaiser Medicare|All Plans $317.64 ↓ -78%
United Medicare|All Plans $317.64 ↓ -78%
United Commercial|HMO $517.79 ↓ -64%
United Commercial|All Other Plans $517.79 ↓ -64%
United Commercial|Options PPO $517.79 ↓ -64%
United Commercial|Non-Options PPO $517.79 ↓ -64%
WCMG Commercial|All Plans $572.66 ↓ -60%
California Health & Wellness Medicaid|All Plans $672.34 ↓ -53%
Health Net Medicaid|All Plans $672.34 ↓ -53%
Partnership Health Plan Medicaid|All Plans $1,147.23 ↓ -20%
Aetna Commercial|All Other Plans $1,557.75 ↑ +9%
Aetna Commercial|HMO $1,557.75 ↑ +9%
Aetna Commercial|PPO $1,557.75 ↑ +9%
Western Health Advantage Commercial|All Plans $1,822.10 ↑ +28%
Kaiser Medicaid|All Plans $2,134.46 ↑ +50%
Cigna Commercial|LocalPlus $2,186.52 ↑ +53%
Kaiser Commercial|All Plans $2,811.24 ↑ +97%
Cigna Commercial|All Other Plans $2,915.36 ↑ +104%
Magellan Commercial|All Plans $3,123.60 ↑ +119%
Sutter Health Commercial|All Plans $4,164.80 ↑ +192%
Healthsmart Commercial|All Plans $4,685.40 ↑ +228%
First Health Commercial|All Plans $4,685.40 ↑ +228%
MultiPlan Commercial|All Plans $4,789.52 ↑ +236%
YoloCountyPsych Medicaid|All Plans $5,206.00 ↑ +265%
US Behavioral Health Commercial|All Plans $5,206.00 ↑ +265%
BCBS - Anthem Commercial|Connection EPO $7,124.00 ↑ +399%
BCBS - Anthem Commercial|All Other Plans $8,905.00 ↑ +524%
BCBS - Anthem Commercial|MCS $10,686.00 ↑ +649%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Lower Back (Lumbar Spine) MRI (without contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $3,285.00 $307.13 – $5,850.00
Banner Lassen Medical Center Susanville $2,448.08 $48.34 – $4,180.70
Petaluma Valley Hospital Petaluma $5,534.52 $321.54 – $2,866.28
Arroyo Grande Hospital Santa Maria $2,416.49 $266.80 – $4,191.46
Mark Twain Medical Center San Andreas $6,473.52 $266.80 – $2,461.76
French Hospital San Luis Obispo $1,936.48 $242.46 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $1,702.52 $266.80 – $3,671.20
Bakersfield Memorial Hospital Bakersfield $1,684.17 $266.80 – $3,625.31

All California hospitals for this procedure →