Vein x-ray skull at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$1,087.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,107.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$367.08 with Aetna vs $15,596.92 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | All Commercial Plans | $367.08 | ↓ -66% |
| Blue Cross | All Commercial Plans | $1,781.41 | ↑ +64% |
| Blue Shield | Hmo | $1,815.23 | ↑ +67% |
| Blue Shield | Medicare Managed Care Plan | $2,151.38 | ↑ +98% |
| Blue Shield | Epn/Ifp Benefit Exchange | $2,243.06 | ↑ +106% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $2,432.53 | ↑ +124% |
| Unitedhealthcare | All Commercial Plans | $2,609.81 | ↑ +140% |
| Unitedhealthcare | Select/Navigate Hmo | $2,609.81 | ↑ +140% |
| Blue Shield | Ppo/Epo | $2,713.67 | ↑ +150% |
| Aetna | Medicare Managed Care Plan | $4,061.05 | ↑ +273% |
| Humana | Medicare Managed Care Plan | $4,142.27 | ↑ +281% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $4,254.67 | ↑ +291% |
| Caremore | Medicare Managed Care Plan | $4,467.15 | ↑ +311% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $4,791.97 | ↑ +341% |
| La Care Health Plan | Covered Ca Exchange | $5,279.36 | ↑ +385% |
| Healthnet | Ambetter Hmo | $7,512.94 | ↑ +591% |
| Healthnet | Ambetter Ppo | $8,690.64 | ↑ +699% |
| Cigna | Oa/Oap Hmo/Pos | $11,117.80 | ↑ +922% |
| Cigna | Ppo | $15,596.92 | ↑ +1334% |
Visitor-reported prices
Comments
Vein x-ray skull at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Fresno Medical Center | FRESNO | $8,853.60 | $4,200.00 – $4,200.00 |
| St. John's Camarillo Hospital | Camarillo | $578.16 | $290.06 – $13,858.31 |
| Antioch Medical Center | ANTIOCH | $8,853.60 | $4,200.00 – $4,200.00 |
| Redwood City Medical Center | Redwood City | $8,853.60 | $4,200.00 – $4,200.00 |
| Santa Clara Medical Center | SANTA CLARA | $8,853.60 | $4,200.00 – $4,200.00 |
| Baldwin Park Medical Center | BALDWIN PARK | $7,056.40 | $2,856.00 – $2,856.00 |
| Riverside Medical Center | RIVERSIDE | $7,056.40 | $2,856.00 – $2,856.00 |
| Fremont Medical Center | FREMONT | $8,853.60 | $4,200.00 – $4,200.00 |