Urinalysis qual/semiquant excpt ia at Providence Little Company of Mary Med Center Torrance

4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$30.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$88.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.17 with Aetna vs $20.66 with Blue Shield — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $2.17 ↓ -93%
Humana Medicare Managed Care Plan $2.21 ↓ -93%
Caremore Medicare Managed Care Plan $2.39 ↓ -92%
La Care Health Plan Covered Ca Exchange $2.82 ↓ -91%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $3.08 ↓ -90%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $3.47 ↓ -89%
Cigna Oa/Oap Hmo/Pos $3.92 ↓ -87%
Healthnet Ambetter Hmo $4.01 ↓ -87%
Unitedhealthcare All Commercial Plans $4.34 ↓ -86%
First Health/Coventry Coventry All Commercial Plans $4.34 ↓ -86%
Unitedhealthcare Select/Navigate Hmo $4.34 ↓ -86%
Healthnet Ambetter Ppo $4.64 ↓ -85%
Cigna Ppo $5.50 ↓ -82%
Aetna All Commercial Plans $5.96 ↓ -81%
Blue Cross All Commercial Plans $10.68 ↓ -65%
Blue Shield Epn/Ifp Benefit Exchange $12.60 ↓ -59%
Blue Shield Hmo $13.48 ↓ -56%
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $13.67 ↓ -56%
Blue Shield Ppo/Epo $15.21 ↓ -51%
Blue Shield Medicare Managed Care Plan $20.66 ↓ -33%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Urinalysis qual/semiquant excpt ia at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $27.46 $2.17 – $55.20
Bakersfield Memorial Hospital Bakersfield $27.16 $2.17 – $56.09
St. Joseph's Behavioral Health Center Stockton $41.69 $2.17 – $58.40
St. Joseph's Medical Center Stockton Stockton $21.76 $1.84 – $60.68
Mercy Medical Center Mt. Shasta Mt Shasta $25.68 $1.77 – $7.96
Mercy Medical Center Merced Merced $40.69 $2.17 – $74.26
Northridge Hospital Medical Center Northridge $33.48 $2.17 – $120.00
Sierra Nevada Memorial Hospital Grass Valley $52.32 $1.28 – $1.90

All California hospitals for this procedure →