Trnsfr/rearrngmnt adjcnt tiss trnk 10sqcm/< at Providence Little Company of Mary Med Center Torrance

4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$1,480.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,230.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,528.00 with Blue Shield vs $14,692.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield Medicare Managed Care Plan $1,528.00 ↑ +3%
Aetna Medicare Managed Care Plan $2,653.72 ↑ +79%
Unitedhealthcare Select/Navigate Hmo $2,674.00 ↑ +81%
Humana Medicare Managed Care Plan $2,706.80 ↑ +83%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $2,780.25 ↑ +88%
Caremore Medicare Managed Care Plan $2,919.10 ↑ +97%
Unitedhealthcare All Commercial Plans $3,028.00 ↑ +105%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $3,131.35 ↑ +112%
La Care Health Plan Covered Ca Exchange $3,449.84 ↑ +133%
Blue Shield Epn/Ifp Benefit Exchange $3,516.00 ↑ +137%
Blue Cross All Commercial Plans $3,816.00 ↑ +158%
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $3,835.00 ↑ +159%
Blue Shield Hmo $3,947.00 ↑ +167%
Blue Shield Ppo/Epo $4,256.00 ↑ +187%
Healthnet Blue And Gold Other Commercial Plan $4,449.00 ↑ +201%
Healthnet Ambetter Hmo $4,909.39 ↑ +232%
Healthnet Ambetter Ppo $5,678.97 ↑ +284%
Cigna Oa/Oap Hmo/Pos $6,832.00 ↑ +361%
Healthnet All Commercial Plans $7,176.00 ↑ +385%
Cigna Ppo $14,692.00 ↑ +892%

Visitor-reported prices

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Trnsfr/rearrngmnt adjcnt tiss trnk 10sqcm/< at other California hospitals

Hospital City Cash price Negotiated range
Mark Twain Medical Center San Andreas $1,031.64 $257.18 – $1,416.10
Providence Cedars-Sinai Tarzana Medical Center Tarzana $1,644.30 $1,528.00 – $4,449.00
Providence Saint Joseph Medical Center Burbank $2,182.25 $1,528.00 – $4,449.00
Providence Holy Cross Medical Center Mission Hills $1,904.35 $1,528.00 – $7,309.00
Providence Little Co of Mary Med Center San Pedro San Pedro $1,480.50 $1,528.00 – $6,826.00
Providence Saint John's Health Center Santa Monica $2,486.75 $1,528.38 – $9,297.00
St. John's Camarillo Hospital Camarillo not published $316.33 – $4,331.90
Petaluma Valley Hospital Petaluma not published $2,570.00 – $4,657.00

All California hospitals for this procedure →