Repair palate at Providence Little Company of Mary Med Center Torrance

4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$2,664.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,614.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,528.00 with Blue Shield vs $19,534.00 with Healthnet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield Medicare Managed Care Plan $1,528.00 ↓ -43%
Blue Shield Epn/Ifp Benefit Exchange $3,516.00 ↑ +32%
Blue Cross All Commercial Plans $3,816.00 ↑ +43%
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $3,835.00 ↑ +44%
Blue Shield Hmo $3,947.00 ↑ +48%
Blue Shield Ppo/Epo $4,256.00 ↑ +60%
Unitedhealthcare Select/Navigate Hmo $5,214.00 ↑ +96%
Unitedhealthcare All Commercial Plans $5,905.00 ↑ +122%
Cigna Oa/Oap Hmo/Pos $6,832.00 ↑ +156%
Aetna Medicare Managed Care Plan $7,613.89 ↑ +186%
Humana Medicare Managed Care Plan $7,766.17 ↑ +191%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $7,976.91 ↑ +199%
Caremore Medicare Managed Care Plan $8,375.28 ↑ +214%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $8,984.27 ↑ +237%
La Care Health Plan Covered Ca Exchange $9,898.06 ↑ +271%
Healthnet Blue And Gold Other Commercial Plan $12,111.00 ↑ +354%
Healthnet Ambetter Hmo $14,085.70 ↑ +429%
Cigna Ppo $14,692.00 ↑ +451%
Healthnet Ambetter Ppo $16,293.72 ↑ +511%
Healthnet All Commercial Plans $19,534.00 ↑ +633%

Visitor-reported prices

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Repair palate at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $10,809.96 $2,570.00 – $8,140.43
Queen of The Valley Medical Center Napa $12,019.68 $6,200.00 – $27,307.00
Providence St Joseph Hospital Eureka Eureka $12,090.57 $7,613.89 – $27,307.00
Healdsburg Hospital Healdsburg $6,561.66 $3,125.00 – $7,976.05
Redwood Memorial Hospital Fortuna $7,141.53 $8,005.00 – $27,307.00
Santa Rosa Memorial Hospital Santa Rosa $11,565.78 $2,995.00 – $8,405.34
Providence Mission Hospital - Mission Viejo Mission Viejo $7,573.92 $4,114.00 – $14,085.70
Providence Cedars-Sinai Tarzana Medical Center Tarzana $2,353.40 $1,528.00 – $12,111.00

All California hospitals for this procedure →