Postop dress & 1 cast chg bk at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,942.65 with Aetna vs $4,157.27 with Healthnet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $1,942.65 | — |
| Humana | Medicare Managed Care Plan | $1,981.50 | — |
| Caremore | Medicare Managed Care Plan | $2,136.92 | — |
| La Care Health Plan | Covered Ca Exchange | $2,525.45 | — |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $2,701.43 | — |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $3,042.15 | — |
| Healthnet | Ambetter Hmo | $3,593.90 | — |
| Healthnet | Ambetter Ppo | $4,157.27 | — |
Visitor-reported prices
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Postop dress & 1 cast chg bk at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Petaluma Valley Hospital | Petaluma | $3,267.37 | not published |
| Mercy Hospitals – Bakersfield | Bakersfield | $3,424.33 | $958.25 – $6,390.00 |
| Bakersfield Memorial Hospital | Bakersfield | $3,387.41 | $958.25 – $6,887.00 |
| Queen of The Valley Medical Center | Napa | $2,934.39 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $2,533.77 | not published |
| Redwood Memorial Hospital | Fortuna | $2,533.77 | not published |
| St. Joseph's Medical Center Stockton | Stockton | $1,899.54 | $958.25 – $4,970.00 |
| Santa Rosa Memorial Hospital | Santa Rosa | $3,267.37 | not published |