Ph body fluid at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$57.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$165.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.58 with Aetna vs $34.10 with Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $3.58 | ↓ -94% |
| Humana | Medicare Managed Care Plan | $3.65 | ↓ -94% |
| Caremore | Medicare Managed Care Plan | $3.94 | ↓ -93% |
| La Care Health Plan | Covered Ca Exchange | $4.65 | ↓ -92% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $5.08 | ↓ -91% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $5.72 | ↓ -90% |
| Cigna | Oa/Oap Hmo/Pos | $6.48 | ↓ -89% |
| Healthnet | Ambetter Hmo | $6.62 | ↓ -89% |
| Unitedhealthcare | All Commercial Plans | $7.16 | ↓ -88% |
| First Health/Coventry | Coventry All Commercial Plans | $7.16 | ↓ -88% |
| Unitedhealthcare | Select/Navigate Hmo | $7.16 | ↓ -88% |
| Healthnet | Ambetter Ppo | $7.66 | ↓ -87% |
| Cigna | Ppo | $9.09 | ↓ -84% |
| Aetna | All Commercial Plans | $9.85 | ↓ -83% |
| Blue Cross | All Commercial Plans | $17.66 | ↓ -69% |
| Blue Shield | Epn/Ifp Benefit Exchange | $20.80 | ↓ -64% |
| Blue Shield | Hmo | $22.25 | ↓ -61% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $22.55 | ↓ -61% |
| Blue Shield | Ppo/Epo | $25.10 | ↓ -57% |
| Blue Shield | Medicare Managed Care Plan | $34.10 | ↓ -41% |
Visitor-reported prices
Comments
Ph body fluid at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $3.07 | $1.11 – $9.51 |
| Banner Lassen Medical Center | Susanville | $33.80 | $0.72 – $10.67 |
| Petaluma Valley Hospital | Petaluma | $111.69 | $3.51 – $29.18 |
| Arroyo Grande Hospital | Santa Maria | $79.18 | $2.06 – $9.24 |
| Mark Twain Medical Center | San Andreas | $9.33 | $2.23 – $4.11 |
| French Hospital | San Luis Obispo | $72.52 | $1.12 – $10.86 |
| Mercy Hospitals – Bakersfield | Bakersfield | $30.43 | $2.06 – $10.30 |
| Bakersfield Memorial Hospital | Bakersfield | $30.10 | $2.06 – $10.30 |