Opn ax/subcla art expos at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$1,988.35
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,681.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,142.00 with Blue Shield vs $20,742.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield | Medicare Managed Care Plan | $1,142.00 | ↓ -43% |
| Unitedhealthcare | Select/Navigate Hmo | $1,321.00 | ↓ -34% |
| Unitedhealthcare | All Commercial Plans | $1,495.00 | ↓ -25% |
| Blue Shield | Epn/Ifp Benefit Exchange | $2,628.00 | ↑ +32% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $2,866.00 | ↑ +44% |
| Blue Shield | Hmo | $2,949.00 | ↑ +48% |
| Blue Shield | Ppo/Epo | $3,180.00 | ↑ +60% |
| Blue Cross | All Commercial Plans | $6,041.00 | ↑ +204% |
| Cigna | Oa/Oap Hmo/Pos | $9,648.00 | ↑ +385% |
| Cigna | Ppo | $20,742.00 | ↑ +943% |
Visitor-reported prices
Comments
Opn ax/subcla art expos at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Joseph Hospital Orange | Orange | $3,135.84 | $1,394.00 – $14,032.00 |
| St. John's Camarillo Hospital | Camarillo | not published | $383.58 – $441.16 |
| Petaluma Valley Hospital | Petaluma | not published | $1,687.00 – $10,997.00 |
| Arroyo Grande Hospital | Santa Maria | not published | $253.54 – $383.58 |
| Mark Twain Medical Center | San Andreas | not published | $253.54 – $253.54 |
| French Hospital | San Luis Obispo | not published | $253.54 – $311.85 |
| Mercy Hospitals – Bakersfield | Bakersfield | not published | $253.54 – $611.03 |
| Bakersfield Memorial Hospital | Bakersfield | not published | $253.54 – $611.03 |