Njx interlaminar lmbr/sac at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$1,736.35
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,961.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,137.58 with Aetna vs $14,692.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $1,137.58 | ↓ -34% |
| Blue Shield | Medicare Managed Care Plan | $1,142.00 | ↓ -34% |
| Humana | Medicare Managed Care Plan | $1,160.33 | ↓ -33% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $1,191.82 | ↓ -31% |
| Caremore | Medicare Managed Care Plan | $1,251.34 | ↓ -28% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $1,342.33 | ↓ -23% |
| La Care Health Plan | Covered Ca Exchange | $1,478.85 | ↓ -15% |
| Unitedhealthcare | Select/Navigate Hmo | $1,821.00 | ↑ +5% |
| Unitedhealthcare | All Commercial Plans | $2,064.00 | ↑ +19% |
| Healthnet | Ambetter Hmo | $2,104.52 | ↑ +21% |
| Healthnet | Ambetter Ppo | $2,434.42 | ↑ +40% |
| Blue Cross | All Commercial Plans | $2,559.00 | ↑ +47% |
| Blue Shield | Epn/Ifp Benefit Exchange | $2,628.00 | ↑ +51% |
| Healthnet | Blue And Gold Other Commercial Plan | $2,719.00 | ↑ +57% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $2,866.00 | ↑ +65% |
| Blue Shield | Hmo | $2,949.00 | ↑ +70% |
| Blue Shield | Ppo/Epo | $3,180.00 | ↑ +83% |
| Healthnet | All Commercial Plans | $4,385.00 | ↑ +153% |
| Cigna | Oa/Oap Hmo/Pos | $6,832.00 | ↑ +293% |
| Cigna | Ppo | $14,692.00 | ↑ +746% |
Visitor-reported prices
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Njx interlaminar lmbr/sac at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Petaluma Valley Hospital | Petaluma | $3,856.62 | $1,191.92 – $2,695.00 |
| Arroyo Grande Hospital | Santa Maria | $1,523.68 | $201.04 – $3,488.80 |
| French Hospital | San Luis Obispo | $1,354.76 | $201.04 – $3,386.88 |
| Mercy Hospitals – Bakersfield | Bakersfield | $830.67 | $201.04 – $1,791.20 |
| St. Joseph's Medical Center Stockton | Stockton | $949.62 | $201.04 – $2,713.20 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $1,960.80 | $966.94 – $5,171.00 |
| St Jude Medical Center | Fullerton | $724.80 | $966.94 – $4,188.00 |
| Providence St Joseph Hospital Orange | Orange | $2,094.24 | $966.94 – $4,971.00 |