Njx aa&/strd nrv nrvtg si jt at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$838.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,397.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$907.88 with Aetna vs $10,978.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $907.88 | ↑ +8% |
| Humana | Medicare Managed Care Plan | $926.04 | ↑ +10% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $951.17 | ↑ +13% |
| Caremore | Medicare Managed Care Plan | $998.67 | ↑ +19% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $1,071.29 | ↑ +28% |
| Blue Shield | Medicare Managed Care Plan | $1,142.00 | ↑ +36% |
| La Care Health Plan | Covered Ca Exchange | $1,180.25 | ↑ +41% |
| Healthnet | Blue And Gold Other Commercial Plan | $1,484.00 | ↑ +77% |
| Healthnet | Ambetter Hmo | $1,679.58 | ↑ +100% |
| Unitedhealthcare | Select/Navigate Hmo | $1,821.00 | ↑ +117% |
| Healthnet | Ambetter Ppo | $1,942.87 | ↑ +132% |
| Unitedhealthcare | All Commercial Plans | $2,064.00 | ↑ +146% |
| Healthnet | All Commercial Plans | $2,391.00 | ↑ +185% |
| Blue Cross | All Commercial Plans | $2,559.00 | ↑ +205% |
| Blue Shield | Epn/Ifp Benefit Exchange | $2,628.00 | ↑ +213% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $2,866.00 | ↑ +242% |
| Blue Shield | Hmo | $2,949.00 | ↑ +252% |
| Blue Shield | Ppo/Epo | $3,180.00 | ↑ +279% |
| Cigna | Oa/Oap Hmo/Pos | $5,106.00 | ↑ +509% |
| Cigna | Ppo | $10,978.00 | ↑ +1209% |
Visitor-reported prices
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Njx aa&/strd nrv nrvtg si jt at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Petaluma Valley Hospital | Petaluma | $1,305.09 | $951.25 – $2,695.00 |
| Arroyo Grande Hospital | Santa Maria | $753.71 | $192.85 – $1,725.78 |
| Mark Twain Medical Center | San Andreas | $1,644.36 | $64.68 – $245.00 |
| French Hospital | San Luis Obispo | $690.32 | $192.85 – $1,725.78 |
| Mercy Hospitals – Bakersfield | Bakersfield | $680.42 | $192.85 – $1,467.20 |
| Bakersfield Memorial Hospital | Bakersfield | $673.08 | $192.85 – $1,448.86 |
| Queen of The Valley Medical Center | Napa | $1,450.44 | $1,002.25 – $6,200.00 |
| Providence St Joseph Hospital Eureka | Eureka | $1,459.62 | $907.88 – $8,018.00 |