Nasopharyngoscopy w/endoscope at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$359.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,026.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$256.73 with Aetna vs $2,559.00 with Blue Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $256.73 | ↓ -29% |
| Humana | Medicare Managed Care Plan | $261.86 | ↓ -27% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $268.97 | ↓ -25% |
| Caremore | Medicare Managed Care Plan | $282.40 | ↓ -21% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $302.93 | ↓ -16% |
| La Care Health Plan | Covered Ca Exchange | $333.75 | ↓ -7% |
| Blue Shield | Hmo | $460.54 | ↑ +28% |
| Healthnet | Ambetter Hmo | $474.95 | ↑ +32% |
| Blue Shield | Medicare Managed Care Plan | $545.82 | ↑ +52% |
| Healthnet | Ambetter Ppo | $549.40 | ↑ +53% |
| Blue Shield | Epn/Ifp Benefit Exchange | $569.08 | ↑ +58% |
| Healthnet | Blue And Gold Other Commercial Plan | $601.00 | ↑ +67% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $617.15 | ↑ +72% |
| Blue Shield | Ppo/Epo | $688.48 | ↑ +92% |
| Healthnet | All Commercial Plans | $970.00 | ↑ +170% |
| Blue Cross | All Commercial Plans | $2,559.00 | ↑ +613% |
Visitor-reported prices
Comments
Nasopharyngoscopy w/endoscope at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $276.38 | $51.90 – $517.42 |
| Petaluma Valley Hospital | Petaluma | $415.14 | $268.99 – $274.48 |
| Arroyo Grande Hospital | Santa Maria | $373.65 | $47.95 – $855.54 |
| Mark Twain Medical Center | San Andreas | $203.80 | $47.95 – $299.88 |
| French Hospital | San Luis Obispo | $323.01 | $47.95 – $807.52 |
| Mercy Hospitals – Bakersfield | Bakersfield | $197.75 | $47.95 – $437.06 |
| Bakersfield Memorial Hospital | Bakersfield | $195.62 | $47.95 – $437.06 |
| Queen of The Valley Medical Center | Napa | $553.86 | $283.41 – $6,200.00 |