Insert/repl sq defib w/eltrd at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$14,616.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$41,762.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,528.00 with Blue Shield vs $126,240.00 with Healthnet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield | Medicare Managed Care Plan | $1,528.00 | ↓ -90% |
| Blue Shield | Epn/Ifp Benefit Exchange | $3,516.00 | ↓ -76% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $3,835.00 | ↓ -74% |
| Blue Shield | Hmo | $3,947.00 | ↓ -73% |
| Blue Shield | Ppo/Epo | $4,256.00 | ↓ -71% |
| Blue Cross | All Commercial Plans | $6,041.00 | ↓ -59% |
| Cigna | Oa/Oap Hmo/Pos | $9,648.00 | ↓ -34% |
| Cigna | Ppo | $20,742.00 | ↑ +42% |
| Aetna | Medicare Managed Care Plan | $40,371.32 | ↑ +176% |
| Humana | Medicare Managed Care Plan | $41,178.75 | ↑ +182% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $42,296.16 | ↑ +189% |
| Caremore | Medicare Managed Care Plan | $44,408.46 | ↑ +204% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $47,637.52 | ↑ +226% |
| Unitedhealthcare | Select/Navigate Hmo | $47,713.00 | ↑ +226% |
| La Care Health Plan | Covered Ca Exchange | $52,482.72 | ↑ +259% |
| Unitedhealthcare | All Commercial Plans | $54,033.00 | ↑ +270% |
| Healthnet | Ambetter Hmo | $74,686.95 | ↑ +411% |
| Healthnet | Blue And Gold Other Commercial Plan | $78,268.00 | ↑ +435% |
| Healthnet | Ambetter Ppo | $86,394.63 | ↑ +491% |
| Healthnet | All Commercial Plans | $126,240.00 | ↑ +764% |
Visitor-reported prices
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Insert/repl sq defib w/eltrd at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $28,282.54 | $769.96 – $80,511.58 |
| Arroyo Grande Hospital | Santa Maria | $45,154.86 | $508.93 – $103,391.96 |
| French Hospital | San Luis Obispo | $40,152.17 | $508.93 – $100,380.42 |
| Bakersfield Memorial Hospital | Bakersfield | $42,194.36 | $508.93 – $90,827.09 |
| St. Joseph's Medical Center Stockton | Stockton | $19,895.87 | $508.93 – $56,845.32 |
| Santa Rosa Memorial Hospital | Santa Rosa | $48,827.91 | $2,995.00 – $43,676.48 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $26,421.12 | $6,920.00 – $74,686.95 |
| Mercy Medical Center Merced | Merced | $55,886.77 | $508.93 – $107,432.82 |