Ins picad w subq port 5yr> at Providence Little Company of Mary Med Center Torrance

4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$1,142.00 with Blue Shield vs $16,802.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield Medicare Managed Care Plan $1,142.00
Blue Shield Epn/Ifp Benefit Exchange $2,628.00
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $2,866.00
Blue Shield Hmo $2,949.00
Blue Shield Ppo/Epo $3,180.00
Aetna Medicare Managed Care Plan $4,061.05
Humana Medicare Managed Care Plan $4,142.27
Blue Cross Anthem Vivity City Of La Other Commercial Plan $4,254.67
Caremore Medicare Managed Care Plan $4,467.15
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $4,791.97
Blue Cross All Commercial Plans $4,818.00
La Care Health Plan Covered Ca Exchange $5,279.36
Unitedhealthcare Select/Navigate Hmo $6,592.00
Healthnet Blue And Gold Other Commercial Plan $7,332.00
Unitedhealthcare All Commercial Plans $7,464.00
Healthnet Ambetter Hmo $7,512.94
Cigna Oa/Oap Hmo/Pos $7,815.00
Healthnet Ambetter Ppo $8,690.64
Healthnet All Commercial Plans $11,827.00
Cigna Ppo $16,802.00

Visitor-reported prices

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Ins picad w subq port 5yr> at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,289.87 $428.65 – $7,477.22
Arroyo Grande Hospital Santa Maria $4,467.90 $348.50 – $10,230.22
Mark Twain Medical Center San Andreas $574.76 $223.26 – $845.74
French Hospital San Luis Obispo $4,092.09 $348.50 – $10,230.22
Mercy Hospitals – Bakersfield Bakersfield $4,891.64 $348.50 – $10,548.00
Bakersfield Memorial Hospital Bakersfield $4,838.90 $348.50 – $10,416.15
Queen of The Valley Medical Center Napa $6,205.68 $4,483.19 – $17,909.00
St. Joseph's Medical Center Stockton Stockton $5,499.86 $303.70 – $15,713.88

All California hospitals for this procedure →