Immunofluorescence per specimen initial single antibody stain at Providence Little Company of Mary Med Center Torrance

4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$38.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$110.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$37.29 with Blue Cross vs $566.82 with Unitedhealthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross All Commercial Plans $37.29 ↓ -4%
Aetna All Commercial Plans $144.84 ↑ +274%
Blue Shield Hmo $149.62 ↑ +287%
Blue Shield Medicare Managed Care Plan $177.33 ↑ +358%
Blue Shield Epn/Ifp Benefit Exchange $184.88 ↑ +378%
Cigna Oa/Oap Hmo/Pos $192.29 ↑ +397%
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $200.50 ↑ +418%
Aetna Medicare Managed Care Plan $219.12 ↑ +466%
Humana Medicare Managed Care Plan $223.51 ↑ +478%
Blue Shield Ppo/Epo $223.67 ↑ +478%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $229.57 ↑ +494%
Caremore Medicare Managed Care Plan $241.04 ↑ +523%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $258.56 ↑ +568%
Cigna Ppo $269.76 ↑ +597%
La Care Health Plan Covered Ca Exchange $284.86 ↑ +636%
Healthnet Ambetter Hmo $405.38 ↑ +948%
Healthnet Ambetter Ppo $468.93 ↑ +1112%
Unitedhealthcare Select/Navigate Hmo $566.82 ↑ +1365%
Unitedhealthcare All Commercial Plans $566.82 ↑ +1365%

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $53.88 $3.73 – $317.70
Banner Lassen Medical Center Susanville $15.61 $15.17 – $92.48
Petaluma Valley Hospital Petaluma $600.27 $61.61 – $566.82
Arroyo Grande Hospital Santa Maria $120.19 $15.83 – $308.52
Mark Twain Medical Center San Andreas $71.27 $27.09 – $102.59
French Hospital San Luis Obispo $110.08 $8.55 – $362.69
Mercy Hospitals – Bakersfield Bakersfield $92.01 $47.26 – $344.09
Bakersfield Memorial Hospital Bakersfield $91.02 $47.26 – $344.09

All California hospitals for this procedure →