Event monitor at Providence Little Company of Mary Med Center Torrance

4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$44.45

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$127.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.00 with Aetna vs $970.00 with Healthnet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $48.00 ↑ +8%
Humana Medicare Managed Care Plan $48.96 ↑ +10%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $50.29 ↑ +13%
Caremore Medicare Managed Care Plan $52.80 ↑ +19%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $56.64 ↑ +27%
La Care Health Plan Covered Ca Exchange $62.40 ↑ +40%
Healthnet Ambetter Hmo $88.80 ↑ +100%
Healthnet Ambetter Ppo $102.72 ↑ +131%
Blue Shield Hmo $179.95 ↑ +305%
Blue Shield Medicare Managed Care Plan $213.27 ↑ +380%
Blue Shield Epn/Ifp Benefit Exchange $222.36 ↑ +400%
Blue Cross All Commercial Plans $224.55 ↑ +405%
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $241.15 ↑ +443%
Blue Shield Ppo/Epo $269.02 ↑ +505%
Healthnet Blue And Gold Other Commercial Plan $601.00 ↑ +1252%
Healthnet All Commercial Plans $970.00 ↑ +2082%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Event monitor at other California hospitals

Hospital City Cash price Negotiated range
Mark Twain Medical Center San Andreas $15.32 $5.96 – $23.00
French Hospital San Luis Obispo $549.59 $42.77 – $1,373.96
Providence St Joseph Hospital Eureka Eureka $1,170.45 $48.00 – $1,333.00
Providence Mission Hospital - Mission Viejo Mission Viejo $89.28 $40.80 – $88.80
Dominican Hospital Santa Cruz $511.65 $42.77 – $966.45
Northridge Hospital Medical Center Northridge $496.35 $42.77 – $3,827.00
St Jude Medical Center Fullerton $51.84 $40.80 – $88.80
Providence St Joseph Hospital Orange Orange $58.56 $40.80 – $88.80

All California hospitals for this procedure →