Echo exam of fetal heart at Providence Little Company of Mary Med Center Torrance

4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$86.26 with Blue Cross vs $1,197.81 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross All Commercial Plans $86.26
Blue Shield Hmo $103.52
Blue Shield Medicare Managed Care Plan $122.69
Blue Shield Epn/Ifp Benefit Exchange $127.92
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $138.72
Blue Shield Ppo/Epo $154.76
Aetna All Commercial Plans $202.44
Aetna Medicare Managed Care Plan $306.88
Humana Medicare Managed Care Plan $313.02
Blue Cross Anthem Vivity City Of La Other Commercial Plan $321.51
Caremore Medicare Managed Care Plan $337.57
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $362.12
Unitedhealthcare All Commercial Plans $372.86
Unitedhealthcare Select/Navigate Hmo $372.86
La Care Health Plan Covered Ca Exchange $398.95
Healthnet Ambetter Hmo $567.73
Healthnet Ambetter Ppo $656.73
Cigna Oa/Oap Hmo/Pos $853.82
Cigna Ppo $1,197.81

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Echo exam of fetal heart at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $977.13 $85.42 – $2,237.34
French Hospital San Luis Obispo $781.65 $85.42 – $1,271.67
Mercy Hospitals – Bakersfield Bakersfield $295.69 $85.42 – $1,206.45
Bakersfield Memorial Hospital Bakersfield $292.50 $85.42 – $1,206.45
Providence Mission Hospital - Mission Viejo Mission Viejo $988.32 $228.67 – $567.73
Mercy Medical Center Mt. Shasta Mt Shasta $394.45 $116.17 – $496.86
Mercy Medical Center Merced Merced $439.81 $85.42 – $802.76
St. Mary Medical Center Long Beach $361.20 $76.88 – $840.00

All California hospitals for this procedure →