Cystourethroscop/calib/dilat stric 52281 at Providence Little Company of Mary Med Center Torrance

4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$1,756.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,018.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,528.00 with Blue Shield vs $14,692.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield Medicare Managed Care Plan $1,528.00 ↓ -13%
Unitedhealthcare Select/Navigate Hmo $2,674.00 ↑ +52%
Aetna Medicare Managed Care Plan $2,688.58 ↑ +53%
Humana Medicare Managed Care Plan $2,742.35 ↑ +56%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $2,816.77 ↑ +60%
Caremore Medicare Managed Care Plan $2,957.44 ↑ +68%
Unitedhealthcare All Commercial Plans $3,028.00 ↑ +72%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $3,172.48 ↑ +81%
La Care Health Plan Covered Ca Exchange $3,495.16 ↑ +99%
Blue Shield Epn/Ifp Benefit Exchange $3,516.00 ↑ +100%
Blue Cross All Commercial Plans $3,816.00 ↑ +117%
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $3,835.00 ↑ +118%
Blue Shield Hmo $3,947.00 ↑ +125%
Blue Shield Ppo/Epo $4,256.00 ↑ +142%
Healthnet Blue And Gold Other Commercial Plan $4,449.00 ↑ +153%
Healthnet Ambetter Hmo $4,973.88 ↑ +183%
Healthnet Ambetter Ppo $5,753.57 ↑ +228%
Cigna Oa/Oap Hmo/Pos $6,832.00 ↑ +289%
Healthnet All Commercial Plans $7,176.00 ↑ +309%
Cigna Ppo $14,692.00 ↑ +737%

Visitor-reported prices

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Cystourethroscop/calib/dilat stric 52281 at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $4,301.85 $2,570.00 – $4,657.00
Mark Twain Medical Center San Andreas $290.38 $107.62 – $407.68
Queen of The Valley Medical Center Napa $8,297.70 $2,968.05 – $9,858.00
Providence St Joseph Hospital Eureka Eureka $2,873.85 $2,688.58 – $9,858.00
Healdsburg Hospital Healdsburg $3,197.70 $2,816.47 – $5,198.77
Redwood Memorial Hospital Fortuna $2,838.66 $8,005.00 – $25,998.00
Santa Rosa Memorial Hospital Santa Rosa $8,878.59 $2,908.69 – $4,737.00
Providence Mission Hospital - Mission Viejo Mission Viejo $3,945.60 $2,285.30 – $6,920.00

All California hospitals for this procedure →