Culture body fluid at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$450.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,286.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.62 with Aetna vs $82.04 with Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $8.62 | ↓ -98% |
| Humana | Medicare Managed Care Plan | $8.79 | ↓ -98% |
| Caremore | Medicare Managed Care Plan | $9.48 | ↓ -98% |
| La Care Health Plan | Covered Ca Exchange | $11.21 | ↓ -98% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $12.23 | ↓ -97% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $13.77 | ↓ -97% |
| Cigna | Oa/Oap Hmo/Pos | $15.57 | ↓ -97% |
| Healthnet | Ambetter Hmo | $15.95 | ↓ -96% |
| Unitedhealthcare | All Commercial Plans | $17.24 | ↓ -96% |
| First Health/Coventry | Coventry All Commercial Plans | $17.24 | ↓ -96% |
| Unitedhealthcare | Select/Navigate Hmo | $17.24 | ↓ -96% |
| Healthnet | Ambetter Ppo | $18.45 | ↓ -96% |
| Cigna | Ppo | $21.84 | ↓ -95% |
| Aetna | All Commercial Plans | $23.71 | ↓ -95% |
| Blue Cross | All Commercial Plans | $42.52 | ↓ -91% |
| Blue Shield | Epn/Ifp Benefit Exchange | $50.04 | ↓ -89% |
| Blue Shield | Hmo | $53.53 | ↓ -88% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $54.26 | ↓ -88% |
| Blue Shield | Ppo/Epo | $60.39 | ↓ -87% |
| Blue Shield | Medicare Managed Care Plan | $82.04 | ↓ -82% |
Visitor-reported prices
Comments
Culture body fluid at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $281.20 | $8.62 – $26.90 |
| Banner Lassen Medical Center | Susanville | $62.50 | $1.72 – $17.46 |
| Petaluma Valley Hospital | Petaluma | $382.50 | $8.45 – $70.24 |
| Arroyo Grande Hospital | Santa Maria | $521.74 | $8.62 – $22.20 |
| Mark Twain Medical Center | San Andreas | $129.21 | $8.62 – $147.98 |
| French Hospital | San Luis Obispo | $477.85 | $5.56 – $26.10 |
| Mercy Hospitals – Bakersfield | Bakersfield | $223.72 | $8.62 – $24.76 |
| Bakersfield Memorial Hospital | Bakersfield | $221.31 | $8.62 – $24.76 |