Coombs direct at Providence Little Company of Mary Med Center Torrance

4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$87.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$251.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.65 with Blue Cross vs $162.37 with Healthnet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Anthem Vivity City Of La Other Commercial Plan $7.65 ↓ -91%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $8.61 ↓ -90%
Cigna Oa/Oap Hmo/Pos $9.73 ↓ -89%
First Health/Coventry Coventry All Commercial Plans $10.78 ↓ -88%
Unitedhealthcare All Commercial Plans $10.78 ↓ -88%
Unitedhealthcare Select/Navigate Hmo $10.78 ↓ -88%
Cigna Ppo $13.65 ↓ -84%
Aetna All Commercial Plans $14.80 ↓ -83%
Blue Cross All Commercial Plans $26.55 ↓ -70%
Blue Shield Epn/Ifp Benefit Exchange $31.20 ↓ -64%
Blue Shield Hmo $33.38 ↓ -62%
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $33.83 ↓ -61%
Blue Shield Ppo/Epo $37.65 ↓ -57%
Blue Shield Medicare Managed Care Plan $51.15 ↓ -42%
Aetna Medicare Managed Care Plan $75.87 ↓ -14%
Humana Medicare Managed Care Plan $77.39 ↓ -12%
Caremore Medicare Managed Care Plan $83.46 ↓ -5%
La Care Health Plan Covered Ca Exchange $98.64 ↑ +12%
Healthnet Ambetter Hmo $140.37 ↑ +60%
Healthnet Ambetter Ppo $162.37 ↑ +85%

Visitor-reported prices

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Coombs direct at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $90.67 $5.83 – $43.12
Banner Lassen Medical Center Susanville $80.90 $1.08 – $7.90
Petaluma Valley Hospital Petaluma $85.17 $10.78 – $79.50
Arroyo Grande Hospital Santa Maria $141.57 $6.18 – $16.00
Mark Twain Medical Center San Andreas $97.24 $5.39 – $27.01
French Hospital San Luis Obispo $129.66 $4.32 – $16.31
Mercy Hospitals – Bakersfield Bakersfield $111.30 $6.47 – $26.25
Bakersfield Memorial Hospital Bakersfield $110.10 $6.47 – $26.25

All California hospitals for this procedure →