Colonoscopy (diagnostic) at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$498.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,424.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,196.08 with Aetna vs $14,692.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $1,196.08 | ↑ +140% |
| Humana | Medicare Managed Care Plan | $1,220.00 | ↑ +145% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $1,253.11 | ↑ +151% |
| Caremore | Medicare Managed Care Plan | $1,315.69 | ↑ +164% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $1,411.36 | ↑ +183% |
| Blue Shield | Medicare Managed Care Plan | $1,528.00 | ↑ +207% |
| La Care Health Plan | Covered Ca Exchange | $1,554.91 | ↑ +212% |
| Healthnet | Ambetter Hmo | $2,212.75 | ↑ +344% |
| Blue Cross | All Commercial Plans | $2,559.00 | ↑ +413% |
| Healthnet | Ambetter Ppo | $2,559.61 | ↑ +414% |
| Unitedhealthcare | Select/Navigate Hmo | $2,674.00 | ↑ +437% |
| Healthnet | Blue And Gold Other Commercial Plan | $2,719.00 | ↑ +446% |
| Unitedhealthcare | All Commercial Plans | $3,028.00 | ↑ +508% |
| Blue Shield | Epn/Ifp Benefit Exchange | $3,516.00 | ↑ +605% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $3,835.00 | ↑ +669% |
| Blue Shield | Hmo | $3,947.00 | ↑ +692% |
| Blue Shield | Ppo/Epo | $4,256.00 | ↑ +754% |
| Healthnet | All Commercial Plans | $4,385.00 | ↑ +780% |
| Cigna | Oa/Oap Hmo/Pos | $6,832.00 | ↑ +1271% |
| Cigna | Ppo | $14,692.00 | ↑ +2848% |
Visitor-reported prices
Comments
Colonoscopy (diagnostic) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Petaluma Valley Hospital | Petaluma | $2,241.96 | $1,253.22 – $4,657.00 |
| Mark Twain Medical Center | San Andreas | $426.91 | $165.83 – $628.18 |
| Queen of The Valley Medical Center | Napa | $1,612.62 | $1,320.41 – $7,483.00 |
| Providence St Joseph Hospital Eureka | Eureka | $1,267.86 | $1,196.08 – $8,018.00 |
| Healdsburg Hospital | Healdsburg | $847.62 | $1,252.97 – $5,198.77 |
| Redwood Memorial Hospital | Fortuna | $1,271.94 | $6,127.00 – $25,998.00 |
| Santa Rosa Memorial Hospital | Santa Rosa | $1,612.62 | $1,294.00 – $4,737.00 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $1,204.32 | $1,016.67 – $6,920.00 |