Bundled special stain group 1 microorganisms at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$114.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$328.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.70 with Blue Cross vs $230.18 with Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross | All Commercial Plans | $14.70 | ↓ -87% |
| Aetna | Medicare Managed Care Plan | $67.02 | ↓ -42% |
| Humana | Medicare Managed Care Plan | $68.36 | ↓ -40% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $70.22 | ↓ -39% |
| Caremore | Medicare Managed Care Plan | $73.73 | ↓ -36% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $79.09 | ↓ -31% |
| La Care Health Plan | Covered Ca Exchange | $87.13 | ↓ -24% |
| Unitedhealthcare | Select/Navigate Hmo | $98.94 | ↓ -14% |
| Unitedhealthcare | All Commercial Plans | $98.94 | ↓ -14% |
| Healthnet | Ambetter Hmo | $123.99 | ↑ +8% |
| Healthnet | Ambetter Ppo | $143.43 | ↑ +25% |
| Cigna | Oa/Oap Hmo/Pos | $150.82 | ↑ +31% |
| Blue Shield | Hmo | $153.97 | ↑ +34% |
| Blue Shield | Medicare Managed Care Plan | $182.49 | ↑ +59% |
| Blue Shield | Epn/Ifp Benefit Exchange | $190.26 | ↑ +66% |
| Aetna | All Commercial Plans | $191.89 | ↑ +67% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $206.33 | ↑ +80% |
| Cigna | Ppo | $211.58 | ↑ +84% |
| Blue Shield | Ppo/Epo | $230.18 | ↑ +101% |
Visitor-reported prices
Comments
Bundled special stain group 1 microorganisms at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $97.24 | $13.77 – $234.14 |
| Petaluma Valley Hospital | Petaluma | $231.03 | $24.29 – $98.94 |
| Arroyo Grande Hospital | Santa Maria | $122.93 | $28.50 – $227.38 |
| Mark Twain Medical Center | San Andreas | $60.52 | $18.89 – $71.54 |
| French Hospital | San Luis Obispo | $112.59 | $15.39 – $267.30 |
| Mercy Hospitals – Bakersfield | Bakersfield | $45.72 | $25.00 – $253.59 |
| Bakersfield Memorial Hospital | Bakersfield | $45.22 | $25.00 – $253.59 |
| Queen of The Valley Medical Center | Napa | $108.12 | $30.70 – $98.94 |