Brach/thor cath 1st at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$524.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,498.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,321.00 with Unitedhealthcare vs $20,742.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Unitedhealthcare | Select/Navigate Hmo | $1,321.00 | ↑ +152% |
| Unitedhealthcare | All Commercial Plans | $1,495.00 | ↑ +185% |
| Blue Cross | All Commercial Plans | $4,818.00 | ↑ +819% |
| Cigna | Oa/Oap Hmo/Pos | $9,648.00 | ↑ +1740% |
| Cigna | Ppo | $20,742.00 | ↑ +3856% |
Visitor-reported prices
Comments
Brach/thor cath 1st at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $971.49 | $254.33 – $1,730.04 |
| Arroyo Grande Hospital | Santa Maria | $916.35 | $206.77 – $1,760.08 |
| French Hospital | San Luis Obispo | $839.28 | $206.77 – $1,737.54 |
| Mercy Hospitals – Bakersfield | Bakersfield | $625.14 | $206.77 – $1,499.65 |
| Bakersfield Memorial Hospital | Bakersfield | $618.40 | $206.77 – $1,668.15 |
| Queen of The Valley Medical Center | Napa | $854.25 | $1,856.73 – $7,745.00 |
| Providence St Joseph Hospital Eureka | Eureka | $580.89 | $2,699.00 – $26,648.00 |
| St. Joseph's Medical Center Stockton | Stockton | $3,851.99 | $0.80 – $5,292.00 |